406 Ferguson Ave, Adrian, MI 49221 Property Records

Lenawee County property record for 406 Ferguson Ave, Adrian, MI 49221

Property Summary

Property Type	Single Family Home
Details	1 bd · 1 ba · 1,180 sqft · built 1900
Lot Size	0.15 acres (6,534 sqft)
Owner	Company Name on Record
Tax Bill	$2,548 (2025)
Deeds & Mortgages	Sep 2023 Sale & Mortgage Jan 2019 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`XA0-650-0008-00`

Property Details

APN / Parcel Number

Primary APN	`XA0-650-0008-00`

Interior

Bedrooms	1 Bed
Full Baths	1 Bath
Stories	2 Stories
Building Area	1,180 sqft Living Area
1st Floor Area	920 sqft
Basement Area	520 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Conventional
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	49.5 ft deep x 135 ft wide
Total Buildings	10 Buildings

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 FERGUSON AVE
City	ADRIAN
State	MI
Zip	49221-3209
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	LOT 8 MERRICKS ADD
Legal Subdivision	MERRICKS ADD
Legal Lot Number	8
Jurisdiction	LENAWEE MI
Township / Civil Division	ADRIAN
Census Block Group	4
Census Block	4019
Census Tract	61400

Owner

Source: Lenawee County records, as of July 31, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	801 S ADRIAN ST, TECUMSEH, MI 49286-1711
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2023	Warranty Deed, Transfer · Commercial Mortgage NOT AVAILABLE
Jan 14, 2019	Deed of Trust, Mortgage · Line of Credit HUNTINGTON NAT'L BK

Assessor's Deed Record

Deed Names	Name on Deed
Record Updated	Sep 20, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LENAWEE MI
Recording Date	Sep 21, 2023
Property Address	406 FERGUSON AVE, ADRIAN, MI 49221-3209
Document Number	0026590777
Book / Page	2659 / 777
Map Reference	LB 38 PG 806
Instrument Date	Sep 8, 2023
Transaction Type	Transfer
Record Updated	Dec 29, 2023

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 FERGUSON AVE, ADRIAN, MI 49221-3209

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 S ADRIAN ST, TECUMSEH, MI 49286-1711

Mortgage

Date	Sep 21, 2023

Lender

Name	NOT AVAILABLE

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0026590778
Date	Sep 21, 2023
Book Page	2659/778

Lender

Name	COUNTY NATIONAL BANK
Type	Bank
Address	1 S HOWELL ST, HILLSDALE, MI 49242

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LENAWEE MI
Property Address	406 FERGUSON AVE, ADRIAN, MI 49221-3209
Document Number	0025740524
Instrument Date	Jan 14, 2019
Transaction Type	Mortgage
Record Updated	Feb 13, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 FERGUSON AVE ADRIAN MI 492213209, ADRIAN, MI 49221-3209

Mortgage

Document Number	0025740524
Date	Jan 25, 2019
Book Page	002574/000524

Lender

Name	HUNTINGTON NAT'L BK
Type	Bank
Address	COLUMBUS, OH 43231

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jan 24, 2049

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lenawee County assessment roll, as of July 31, 2026

Property Jurisdictions

Type	Name
State	Michigan
Municipality	Adrian City
County	Lenawee County
Unified School District	Adrian City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$43,900 (+6.3%)	$87,800 (+6.3%)
2025	$2,548.00 (+2.49%)	$41,300 (+19.02%)	$82,600 (+19.02%)
2024	$2,486.00
2023		$34,700 (+5.15%)	$69,400 (+5.15%)
2022		$33,000	$66,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 14, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2008–2015)
Most Recent Claim	Jun 2015 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.4% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ADRIAN serves 23,663 people · EPA ID MI0000040
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 499 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
D&P Communications Fiber	4,000 / 4,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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