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406 Evergreen Ln S, Onamia, MN 56359 Property Records

Mille Lacs County property record for 406 Evergreen Ln S, Onamia, MN 56359 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Details2,216 sqft · built 2010
Lot Size8.78 acres (382,457 sqft)
Owner2 Individual Names on File
Last Sale$390,000 (Jan 2025)
Tax Bill$4,328 (2026)
Deeds & MortgagesSep 2025 Second Mortgage
Jan 2017 Line of Credit
Flood ZoneZone A (high risk)
APN22-006-0700

Property Details

APN / Parcel Number

Primary APN22-006-0700

Interior

Building Area2,216 sqft Total Area

Exterior

Year BuiltBuilt 2010
Effective Year BuiltEffective 2010
Lot Area382,457 sqft (8.78 acres)
Garage TypeMixed
Garage Area1,488 sqft
Parking Spaces5 Parking Spaces
PorchSlab
Deck Area600 sqft

Location & Zoning

Street Address406 EVERGREEN LN S
CityONAMIA
StateMN
Zip56359-2956
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCITY OF ONAMIA W 1/2 OF NW OF NE S OF RR EX PLATTED PART
Legal Range26
Legal Township41
Legal Section06
Legal SubdivisionONAMIA VILLAGE ADD
JurisdictionMILLE LACS MN
Township / Civil DivisionONAMIA
Census Block Group1
Census Block1035
Census Tract970200

Owner

Source: Mille Lacs County records · APN 22-006-0700

Assessment roll updated September 5, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 EVERGREEN LN S, ONAMIA, MN 56359-2956
OccupancyOwner Occupied
Owner TypeIndividual
VestingJoint Tenants

Deeds, Mortgages & Sale History

DateDocument
Sep 25, 2025Deed of Trust, Mortgage · Stand-Alone Second Mortgage
BLAZE CREDIT UNION
Jan 13, 2017Deed of Trust, Mortgage · Line of Credit
FIRST NATIONAL BANK OF MILACA

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleJan 22, 2025 · Amount on Record
Deed SaleJan 22, 2025 · Amount on Record
Prior SaleNov 30, 2010 · Amount on Record
Deed Document Number2025444529
Prior Transfer DateSep 16, 2011
Prior Transfer Doc000A369217
Record UpdatedSep 20, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address406 EVERGREEN LN S, ONAMIA, MN 56359-2956
Transaction TypeMortgage
Record UpdatedOct 09, 2025
Title CompanySERVION TITLE INC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A448098
DateSep 25, 2025
InstrumentA448098
Lender
NameBLAZE CREDIT UNION
TypeCredit Union
AddressSAINT PAUL, MN 55113
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term85 Months
DueOct 01, 2032

January 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMILLE LACS MN
Property Address406 EVERGREEN LN S, ONAMIA, MN 56359-2956
Transaction TypeMortgage
Record UpdatedAug 15, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000A398887
DateJan 13, 2017
InstrumentA398887
Lender
NameFIRST NATIONAL BANK OF MILACA
TypeBank
AddressISLE, MN 56342
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 15, 2022
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

Tax Assessment & Valuation

Source: Mille Lacs County records · Assessment roll updated September 5, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyMille Lacs County
MunicipalityOnamia City
Unified School DistrictOnamia Public School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2026$4,328.00 (-11.42%)
2025$4,886.00 (+0.74%) Homeowner's exemption$261,600 (-23.19%) Land $44,800 Building $216,800$261,600 (-23.19%) Land $44,800 Building $216,800
2023$4,850.00$340,600 Land $41,200 Building $299,400$340,600 Land $41,200 Building $299,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Mille Lacs County (27095C), updated March 4, 2013 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 270959702001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone A
Special Flood Hazard AreaYes
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationNot determined for this zone
Flood Insurance RequirementRequired (federally backed mortgages)
Nearby Flood Policies3 in force

Wildfire

Wildfire RiskModerate
above 46% of the US · above 76% of Minnesota
Wildfire LikelihoodAbout 1 in 2,000 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 149 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Midcontinent CommunicationsCable250 / 20

May also be available at this address: Midcontinent Communications. Availability varies by address; speeds are provider-advertised maximums, not measured.

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