Elkhart County property record for 406 Eugene Dr, Middlebury, IN 46540
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,764 sqft · built 1986 |
| Lot Size | 0.242 acres (10,585 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,500 (2024) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-08-10-454-004.000-035 |
| Primary APN | 20-08-10-454-004.000-035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Half Baths | 1 Half Bath |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 1,764 sqft Living Area |
| 1st Floor Area | 1,148 sqft |
| 2nd Floor Area | 616 sqft |
| Basement Area | 576 sqft |
| Family Room | Family Room |
| Game Room | Game Room |
| Flooring | Subfloor |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Roof Material | Asphalt |
| Lot Area | 10,585 sqft (0.242 acres) |
| Lot Dimensions | 134 ft deep x 79 ft wide |
| Garage Type | Attached |
| Garage Area | 520 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Account Number | 0810454004035 |
|---|---|
| Old Parcel Number | 0810454004035 |
| Street Address | 406 EUGENE DR |
| City | MIDDLEBURY |
| State | IN |
| Zip | 46540-8408 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZO01 |
| Legal Description | MILL RACE MANOR SUBD LOT 26 |
| Legal Subdivision | MILL RACE MANOR |
| Legal Block | 454 |
| Legal Lot Number | 26 |
| Jurisdiction | ELKHART IN |
| Township / Civil Division | MIDDLEBURY |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 801 |
Source: Elkhart County records, as of March 5, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 406 EUGENE DR, MIDDLEBURY, IN 46540-8408 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 22, 2015 |
| Deed Sale | Dec 22, 2015 |
| Prior Sale | Aug 1, 2005 |
| Deed Document Number | 0000006306 |
| Record Updated | Jun 8, 2026 |
Source: Elkhart County assessment roll, as of July 1, 2025
| Type | Name |
|---|---|
| State | Indiana |
| County | Elkhart County |
| County Subdivision | Middlebury Township |
| Municipality | Middlebury Town |
| Unified School District | Middlebury Community Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $265,900 (+6.36%) Land $27,000 Building $238,900 | $265,900 (+6.36%) Land $27,000 Building $238,900 | |
| 2024 | $2,500.00 (+25.94%) | $250,000 (+11.41%) Land $27,000 Building $223,000 | $250,000 (+11.41%) Land $27,000 Building $223,000 |
| 2023 | $224,400 (+13.05%) Land $27,000 Building $197,400 | $224,400 (+13.05%) Land $27,000 Building $197,400 | |
| 2022 | $1,985.00 Homeowner's exemption | $198,500 Land $27,000 Building $171,500 | $198,500 Land $27,000 Building $171,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 73% of Indiana |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MIDDLEBURY WATER DEPARTMENT serves 3,420 people · EPA ID IN5220014 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Xfinity Cable | 2,000 / 250 |
| Surf Internet Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: New Paris Telephone Company.
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