406 Ernest St, Washington, IL 61571 Property Records

Tazewell County property record for 406 Ernest St, Washington, IL 61571

Property Summary

Property Type	Single Family Home
Details	4 bd · 1 ba · 1,560 sqft · built 2000
Lot Size	0.451 acres (19,661 sqft)
Owner	Individual Name on File
Last Sale	$169,000 (Apr 2021)
Tax Bill	$5,527 (2024)
Deeds & Mortgages	Apr 2021 Sale & Mortgage Apr 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`02-02-20-409-051`

Property Details

APN / Parcel Number

Primary APN	`02-02-20-409-051`

Interior

Bedrooms	4 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,560 sqft Living Area
Gross Area	5,256 sqft
1st Floor Area	1,560 sqft
Basement Area	1,560 sqft

Exterior

Year Built	Built 2000
Effective Year Built	Effective 2000
Roof Material	Composition Shingle
Lot Area	19,661 sqft (0.451 acres)
Lot Dimensions	194 ft deep x 100 ft wide
Garage Type	Attached
Garage Area	1,152 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 ERNEST ST
City	WASHINGTON
State	IL
Zip	61571-2060
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SEC 20 T26N R3W LAHOODS SUBD SLY 50 OF LOT 2 & LOT 1 (EXC SLY 25FT STRIP) SE 1/4
Legal Range	03W
Legal Township	26N
Legal Section	20
Legal Subdivision	LAHOODS SUBD
Legal Lot Number	2,1
Jurisdiction	TAZEWELL IL
Township / Civil Division	WASHINGTON
Census Block Group	4
Census Block	4016
Census Tract	22200

Owner

406 Ernest St is owned and occupied by an individual who bought it in April 2021.

Source: Tazewell County records, as of April 28, 2026

Owner of Record	Individual Name on File
Mailing Address	406 ERNEST ST, WASHINGTON, IL 61571-2060
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 9, 2021	Guardian's Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 9, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 9, 2021 · Amount on File
Deed Sale	Apr 9, 2021 · Amount on File
Prior Sale	Apr 9, 2021 · Amount on File
Deed Document Number	20215973
Prior Transfer Date	Apr 5, 2021
Prior Transfer Doc	0000005973
Record Updated	Oct 29, 2026

April 2021: Guardian's Deed, Transfer

Document Type	Guardian's Deed
Jurisdiction	TAZEWELL IL
Recording Date	Apr 9, 2021
Property Address	406 ERNEST ST, WASHINGTON, IL 61571-2060
Document Number	0000005973
Map Reference	MB OO PG 176
Instrument Date	Apr 5, 2021
Instrument	202100005973
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	HOMETOWN TITLE INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$84.50
Amount Accuracy	Full Amount Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ERNEST ST, WASHINGTON, IL 61571-2060

Mortgage

Document Number	0000005974
Date	Apr 9, 2021
Instrument	202100005974

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TAZEWELL IL
Recording Date	Apr 9, 2021
Property Address	406 ERNEST ST, WASHINGTON, IL 61571-2060
Document Number	0000005972
Map Reference	MB OO PG 176
Instrument Date	Apr 5, 2021
Instrument	202100005972
Transaction Type	Transfer
Record Updated	Aug 5, 2022
Title Company	HOMETOWN TITLE INC

Transaction

Amount	Amount on Record
Tax	$84.50
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ERNEST ST, WASHINGTON, IL 61571-2060

Mortgage

Document Number	0000005974
Date	Apr 9, 2021
Instrument	202100005974

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2051

Interest

Rate Type	Fixed Rate
Rate	3.12%

Tax Assessment & Valuation

Source: Tazewell County assessment roll, as of April 8, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Tazewell County
County Subdivision	Washington Township
Municipality	Washington City
Secondary School District	Washington Community High School District 308 (09 - 12)
Elementary School District	District 50 Schools (PK - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$72,130 Land $12,380 Building $59,750	$216,390 Land $37,140 Building $179,250
2024	$5,527.00 (+6.99%)
2023	$5,166.00	$61,120 Land $10,490 Building $50,630	$183,360 Land $31,470 Building $151,890

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Ernest St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 20, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Ernest St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 71% of Illinois
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WASHINGTON serves 14,793 people · EPA ID IL1790750
Water Source	Groundwater
Last State Inspection	Feb 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 214 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
digiMax Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Ernest St

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