406 Enterprise St, Sturgis, MI 49091 Property Records

St. Joseph County property record for 406 Enterprise St, Sturgis, MI 49091

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,296 sqft
Lot Size	0.2 acres (8,712 sqft)
Owner	2 Individual Names on Record
Last Sale	$72,000 (Mar 2019)
Tax Bill	$2,414 (2025)
Deeds & Mortgages	Oct 2020 Transfer Mar 2019 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`052-530-034-00`

Property Details

APN / Parcel Number

Primary APN	`052-530-034-00`

Interior

Full Baths	1 Bath
Building Area	1,296 sqft Building Perimeter
1st Floor Area	864 sqft
Basement Area	864 sqft
Unfinished Basement	864 sqft

Exterior

Lot Area	8,712 sqft (0.2 acres)
Lot Dimensions	132 ft deep x 66 ft wide
Garage Area	280 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 ENTERPRISE ST
City	STURGIS
State	MI
Zip	49091-1625
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 BLK 5. PRAIRIE HEIGHTS ADD. CITY OF STURGIS.
Legal Subdivision	PRAIRIE HEIGHTS
Legal Block	5
Legal Lot Number	3
Jurisdiction	ST JOSEPH MI
Township / Civil Division	STURGIS
Census Block Group	2
Census Block	2027
Census Tract	40600

Owner

Source: St. Joseph County records, as of July 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 ENTERPRISE ST, STURGIS, MI 49091-1625
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 8, 2020	Intrafamily Transfer, Transfer
Mar 7, 2019	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Aug 30, 2017	Warranty Deed, Transfer · Conventional Mortgage CENTURY BANK & TRUST
Aug 30, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 7, 2019 · Amount on Record
Deed Sale	Mar 7, 2019 · Amount on Record
Prior Sale	Aug 30, 2017 · Amount on Record
Deed Book / Page	1950 / 351
Last Transfer Date	Oct 2, 2020
Transfer Doc	2020006395
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST JOSEPH MI
Recording Date	Oct 8, 2020
Property Address	406 ENTERPRISE ST, STURGIS, MI 49091-1625
Document Number	2020006395
Map Reference	LB 1 PG 31
Instrument Date	Oct 2, 2020
Instrument	2020006395
Transaction Type	Transfer
Record Updated	Jul 22, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1493 N NOTTAWA STURGLS, STURGIS, MI 49091

March 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Mar 7, 2019
Property Address	406 ENTERPRISE ST, STURGIS, MI 49091-1625
Document Number	01950/0351
Book / Page	1950 / 0351
Map Reference	LB 1 PG 31
Instrument Date	Feb 28, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	PATRICK ABSTRACT AND TITLE OFFICE INC, PATRICK ABSTRACT & TTL OFFIC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$619.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 ENTERPRISE ST, 406, STURGIS, MI 49091-1625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	129 S NOTTAWA ST, STURGIS, MI 49091-1702

Mortgage

Document Number	0001950352
Date	Mar 7, 2019
Instrument	1950/352

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2049

August 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 30, 2017
Property Address	406 ENTERPRISE ST, STURGIS, MI 49091-1625
Document Number	1883/0320
Book / Page	1883 / 0320
Map Reference	LB1 PG31
Instrument Date	Aug 28, 2017
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	PATRICK ABSTRACT AND TITLE, PATRICK ABSTRACT & TITLE OFF

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$352.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3515 E STATE ROAD 120, 3515, HOWE, IN 46746-7412

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	26060 M 86, STURGIS, MI 49091-9319

Mortgage

Document Number	18830322
Date	Aug 30, 2017
Instrument	1883/0322

Lender

Name	CENTURY BANK & TRUST
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	121 Months
Due	Sep 1, 2027

August 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST JOSEPH MI
Recording Date	Aug 30, 2017
Property Address	406 ENTERPRISE ST, STURGIS, MI 49091-1625
Document Number	1883/0315
Book / Page	1883 / 0315
Map Reference	LB1 PG31
Instrument Date	Dec 19, 2016
Transaction Type	Transfer
Record Updated	Jul 22, 2021
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 ENTERPRISE ST, 406, STURGIS, MI 49091-1625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3515 E STATE ROAD 120, HOWE, IN 46746-7412

Tax Assessment & Valuation

Source: St. Joseph County assessment roll, as of July 24, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Joseph County
Municipality	Sturgis City
Unified School District	Sturgis Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$62,000 (+3.68%) Land $5,800 Building $56,200	$124,000 (+3.68%) Land $11,600 Building $112,400
2025	$2,414.00	$59,800 Land $4,600 Building $55,200	$119,600 Land $9,200 Building $110,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2010

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	STURGIS serves 11,920 people · EPA ID MI0006440
Water Source	Groundwater
Last State Inspection	Dec 2025
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20
Lakeland Internet Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

Nearby Properties on Enterprise St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures