406 Elm St, Warminster, PA 18974 Property Records

Bucks County property record for 406 Elm St, Warminster, PA 18974

Property Summary

Property Type	Single Family Home
Details	1.5 ba · 1,506 sqft · built 1936
Lot Size	0.322 acres (14,025 sqft)
Owner	2 Individual Names on File
Last Sale	$240,000 (Dec 2021)
Tax Bill	$3,573 (2025)
Deeds & Mortgages	Jul 2026 Mortgage Jan 2024 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-018-166`

Property Details

APN / Parcel Number

Primary APN	`49-018-166`

Interior

Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Stories	1 Story
Building Area	1,506 sqft Living Area
1st Floor Area	1,506 sqft

Exterior

Year Built	Built 1936
Effective Year Built	Effective 1936
Architectural Style	Conventional
Construction Type	Frame
Lot Area	14,025 sqft (0.322 acres)
Lot Dimensions	165 ft deep x 85 ft wide

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 ELM ST
City	WARMINSTER
State	PA
Zip	18974-4743
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	PHILA MOTOR SPEEDWAY ASSN BLK 13 LOT #10 P/O 11-7 85X165
Legal Subdivision	SPEEDWAY ASSN
Legal Block	13
Legal Lot Number	10
Jurisdiction	BUCKS PA
Township / Civil Division	WARMINSTER
Census Block Group	1
Census Block	1014
Census Tract	101603

Owner

406 Elm St is owned by two individuals who bought it in December 2021.

Source: Bucks County records, as of July 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	1059 EAGLE RD, NEWTOWN, PA 18940-2825
Owner Type	Individual
Vesting	Tenants by the Entirety

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2026	Deed of Trust, Mortgage · Conventional Mortgage TD BANK
Jan 2, 2024	Deed of Trust, Mortgage · Conventional Mortgage TD BANK NA
Oct 25, 2022	Deed of Trust, Mortgage · Line of Credit CITIZENS & NORTHERN BANK
Dec 9, 2021	Deed, Transfer EQUITY ONE ABSTRACT LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 9, 2021 · Amount on File
Deed Sale	Dec 9, 2021 · Amount on File
Prior Sale	Apr 1, 1974
Deed Document Number	2021112255
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCKS PA
Recording Date	Jul 20, 2026
Property Address	406 ELM ST, WARMINSTER, PA 18974-4743
Document Number	0000033414
Instrument Date	Jul 13, 2026
Instrument	202633414
Transaction Type	Mortgage
Record Updated	Jul 30, 2026
Title Company	WORLD WIDE LAND TRANSFER INC, WORLD WIDE LAND TRANSFER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	1059 EAGLE RD, NEWTOWN, PA 18940-2825

Mortgage

Document Number	0000033414,
Date	Jul 20, 2026
Instrument	202633414

Lender

Name	TD BANK

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCKS PA
Property Address	406 ELM ST, WARMINSTER, PA 18974-4743
Transaction Type	Mortgage
Record Updated	Jan 10, 2024
Title Company	SERVICELINK TITLE COMPANY D, SERVICELINK TITLE ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 EAGLE RD, NEWTOWN, PA 18940-2825

Mortgage

Document Number	0000000178
Date	Jan 2, 2024
Instrument	2024000178

Lender

Name	TD BANK NA
Type	Bank
Address	WILMINGTON, DE 19808

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	239 Months
Due	Dec 13, 2043

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCKS PA
Property Address	406 ELM ST, WARMINSTER, PA 18974-4743
Transaction Type	Mortgage
Record Updated	Nov 1, 2022
Title Company	FIRST PLATINUM ABSTRACT LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1059 EAGLE RD, NEWTOWN, PA 18940-2825

Mortgage

Document Number	0000064127
Date	Oct 25, 2022
Instrument	2022064127

Lender

Name	CITIZENS & NORTHERN BANK
Type	Bank
Address	NEWTOWN, PA 18940

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	BUCKS PA
Recording Date	Dec 9, 2021
Property Address	406 ELM ST, WARMINSTER, PA 18974-4743
Document Number	0000112255
Instrument Date	Dec 3, 2021
Instrument	2021112255
Transaction Type	Transfer
Record Updated	Aug 29, 2022
Title Company	EQUITY ONE ABSTRACT LLC

Transaction

Amount	Amount on Record
Tax	$2,400.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1059 EAGLE RD, NEWTOWN, PA 18940-2825

Tax Assessment & Valuation

The 2025 property tax bill for 406 Elm St was $3,573, up 3.2% from the year before.

Source: Bucks County assessment roll, as of May 29, 2026

Property Jurisdictions

Type	Name
State	Pennsylvania
County	Bucks County
County Subdivision	Warminster Township
Unified School District	Centennial School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$16,400 Land $4,960 Building $11,440
2025	$3,573.00 (+3.24%)
2024	$3,461.00 (+3.19%)	$16,400 (-) Land $4,960 Building $11,440
2023	$3,354.00	$16,400 Land $4,960 Building $11,440
1972			$224,657 Land $67,945 Building $156,712

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 Elm St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective April 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2021)
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Elm St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 97.3% of Pennsylvania
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WARMINSTER MUNICIPAL AUTHORITY serves 36,000 people · EPA ID PA1090069
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 543 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber	2,300 / 2,300
Xfinity Cable	2,000 / 2,000
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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