Christian County property record for 406 Elm St, Pana, IL 62557
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 1,474 sqft · built 1964 |
| Lot Size | 0.344 acres (15,000 sqft) |
| Owner | Individual Name on File |
| Last Sale | $68,000 (Jul 2010) |
| Tax Bill | $1,886 (2025) |
| Deeds & Mortgages | Apr 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 11-25-15-303-005-00 |
| Primary APN | 11-25-15-303-005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,474 sqft Living Area |
| 1st Floor Area | 1,474 sqft |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 15,000 sqft (0.344 acres) |
| Lot Dimensions | 150 ft deep x 100 ft wide |
| Garage Type | Mixed |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 156 sqft |
| Cooling System | HVAC |
|---|
| Street Address | 406 ELM ST |
|---|---|
| City | PANA |
| State | IL |
| Zip | 62557-1048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | TANNERS ADD LTS 3 & 4 BLK 2 113254.000 76-9147 100X150 25-15-E |
| Legal Subdivision | TANNERS ADD |
| Legal Block | 2 |
| Legal Lot Number | 3,4 |
| Jurisdiction | CHRISTIAN IL |
| Township / Civil Division | PANA |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 958900 |
406 Elm St is owned and occupied by an individual who acquired it in April 2021.
Source: Christian County records, as of August 12, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 ELM ST, PANA, IL 62557-1048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 2, 2010 · Amount on File |
| Deed Sale | Jul 2, 2010 · Amount on File |
| Deed Document Number | 20102802 |
| Last Transfer Date | Apr 20, 2021 |
| Transfer Doc | 0000001709 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHRISTIAN IL |
| Property Address | 406 ELM ST, PANA, IL 62557-1048 |
| Transaction Type | Mortgage |
| Record Updated | May 19, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2021R01710 |
|---|---|
| Date | Apr 29, 2021 |
| Instrument | 2021R01710 |
| Name | TAYLORVILLE COMMUNITY CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | May 1, 2036 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 406 Elm St was $1,886 with a homeowner's exemption.
Source: Christian County assessment roll, as of June 22, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Christian County |
| County Subdivision | Pana Township |
| Municipality | Pana City |
| Unified School District | Pana Community Unit School District 8 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,886.00 | $25,710 Land $3,903 Building $21,807 | $77,130 Land $11,709 Building $65,421 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 Elm St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 16, 2011
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 Elm St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 86% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | EJ WATER COOPERATIVE private · serves 29,720 people · EPA ID IL0790010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 25 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 107 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Computer Techniques Fiber | 1,000 / 1,000 |
| Sparklight Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Nextlink.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures