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406 Elm Spring Rd, Saint Cloud, FL 34771 Property Records

Osceola County property record for 406 Elm Spring Rd, Saint Cloud, FL 34771 · Last verified July 2026

Property Highlights

Property TypeVacant Land > Uncategorized
Lot Size8,276 sqft (0.19 acres)
OccupancyOwner Occupied
Last Sale$508,200 (2025)
Tax Bill$2,967.00 (2025)

Property Details

APN / Parcel Number

Primary APN22-25-31-3682-0001-4470
Alternative APN
  • 253122368200014470

Exterior

Lot Area8,276 sqft (0.19 acres)

Location & Zoning

Street Address406 ELM SPRING RD
CitySAINT CLOUD
StateFL
Zip34771-7352
Property UsageVacant Land Property Usage
TypeVacant Land > Uncategorized
Legal DescriptionCROSSINGS PH 2 PB 36 PGS 95-109 LOT 447
Legal SubdivisionCROSSINGS PHASE 2
Legal Lot Number447
JurisdictionOSCEOLA FL
Minor Civil DivisionST. CLOUD
Census Blockgroup1
Census Block1053
Census Tract43700

Owner

Source: Osceola County records · APN 22-25-31-3682-0001-4470

Assessment roll updated November 26, 2025 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address406 ELM SPRING RD, SAINT CLOUD, FL 34771-7352
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 03, 2025Special Warranty Deed, Transfer · Conventional Mortgage
NVR MORTGAGE FINANCE INC
May 30, 2025Special Warranty Deed, Transfer
NVR SETTLEMENT SERVICES INC

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleOct 03, 2025 · Amount on Record
Deed SaleOct 03, 2025 · Amount on Record
Prior SaleMay 30, 2025 · Amount on Record
Deed Doc Number2025122864
Deed Book / Page6859 / 829
Record RefreshedSep 20, 2026

October 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateOct 03, 2025
Property Address406 ELM SPRING RD, SAINT CLOUD, FL 34771-7352
Document Number0068590829
Book / Page6859 / 829
Map ReferenceMB 36 PG 95
Instrument DateOct 02, 2025
Instrument2025122864
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$3,557.40
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenant By Entirety
Address406 ELM SPRING RD, SAINT CLOUD, FL 34771-7352

Mortgage

Document Number0006859831
DateOct 03, 2025
Instrument6859/831
Lender
NameNVR MORTGAGE FINANCE INC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueNov 01, 2055

May 2025: Special Warranty Deed, Transfer

Document TypeSpecial Warranty Deed
JurisdictionOSCEOLA FL
Recording DateMay 30, 2025
Property Address406 ELM SPRING RD, SAINT CLOUD, FL 34771-7352
Document Number0067951819
Book / Page6795 / 1819
Instrument DateMay 19, 2025
Instrument2025067690
Transaction TypeTransfer
Record UpdatedDec 19, 2025
Title CompanyNVR SETTLEMENT SERVICES INC

Transaction

AmountAmount Recorded
Tax$875.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 4098, MARYVILLE, TN 37802-4098

Transferred To (Grantee/Buyer)

NameVerified Name
Address7547 GOLF CHANNEL DR, ORLANDO, FL 32819-8921
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Osceola County records · Assessment roll updated November 26, 2025 · Last verified July 2026

Property Jurisdictions

TypeName
StateFlorida
CountyOsceola County

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$2,967.00$11,200 Land $11,200$11,200 Land $11,200

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