406 Elm Ave, Waco, TX 76704 Property Records

McLennan County property record for 406 Elm Ave, Waco, TX 76704

Property Summary

Property TypeCommercial
Details3,931 sqft · built 2012
Lot Size0.198 acres (8,625 sqft)
OwnerCompany Name on Record
Last Sale$1,009,400 (Jul 2023)
Tax Bill$12,829 (2025)
Flood ZoneZone AE (high risk)
APN48-034600-017100-0

Property Details

APN / Parcel Number

Primary APN48-034600-017100-0
Alternative APNs
  • 480346000165000
  • 380511

Interior

Stories1 Story
Building Area3,931 sqft Gross Area
1st Floor Area3,931 sqft

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2012
Exterior MaterialBrick Veneer
Construction TypeWood
Roof MaterialBuilt-Up Asphalt
Lot Area8,625 sqft (0.198 acres)
Lot Dimensions115 ft deep x 75 ft wide
Canopy970 sqft
Storage Building48 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Street Address406 ELM AVE
CityWACO
StateTX
Zip76704-2513
Property CategoryCommercial
Property TypeCommercial > Retail
Local Zoning Code2007TIF
Legal DescriptionRENICK LOT 22 BLOCK 10 ACRES .198
Legal SubdivisionRENICK
Legal Block10
Legal Lot Number22
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group1
Census Block1071
Census Tract1500

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1921 AUSTIN AVE, WACO, TX 76701-1618
Owner TypeCompany

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 3, 2023 · Amount on Record
Deed SaleJul 3, 2023 · Amount on Record
Prior SaleAug 4, 2011
Deed Document Number202320428
Prior Transfer DateAug 22, 2011
Prior Transfer Doc0000026197
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
CountyMcLennan County
MunicipalityWaco City
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$595,490 (+9%) Land $49,593 Building $545,897$595,490 (+9%) Land $49,593 Building $545,897
2025$12,829.00 (-0.31%)$546,320 (+69.14%) Land $49,590 Building $496,730$546,320 (+69.14%) Land $49,590 Building $496,730
2024$12,869.00 (+70.13%)
2023$323,000 Land $49,590 Building $273,410$323,000 Land $49,590 Building $273,410
2022$7,564.00

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood ElevationVaries along the reach; see FIRM
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 13 policies
Nearby Flood Policies13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 328 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Nextlink, Verizon.

Nearby Properties on Elm Ave

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