406 Electra Dr, Houston, TX 77024 Property Records

Harris County property record for 406 Electra Dr, Houston, TX 77024

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,684 sqft · built 2018
Lot Size	0.284 acres (12,350 sqft)
Owner	2 Individual Names on File
Last Sale	$685,300 (Jun 2021)
Tax Bill	$25,765 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Feb 2018 Construction Loan
Flood Zone	Zone X (minimal risk)
APN	`090-026-000-0012`

Property Details

APN / Parcel Number

Primary APN	`090-026-000-0012`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	9 Rooms
Stories	1 Story
Building Area	3,684 sqft Living Area
1st Floor Area	2,296 sqft
Game Room	Game Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Architectural Style	Traditional
Exterior Material	Brick Veneer
Construction Type	Brick
Foundation Type	Slab (Mat/Raft)
Lot Area	12,350 sqft (0.284 acres)
View / Lot	Flood Plain
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Pool Area	375 sqft
Porch	Open Frame Porch
Porch Area	156 sqft
Deck Area	Deck Area
Patio Area	208 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	0900260000012
Street Address	406 ELECTRA DR
City	HOUSTON
State	TX
Zip	77024-4711
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 12 BLK 13 MEMORIAL BEND SEC 3
Legal Subdivision	MEMORIAL BEND SEC 3
Legal Block	13
Legal Lot Number	12
Jurisdiction	HARRIS TX
Township / Civil Division	HOUSTON
Census Block Group	2
Census Block	2006
Census Tract	450700

Owner

406 Electra Dr is owned and occupied by two individuals who bought it in June 2021.

Source: Harris County records, as of September 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 ELECTRA DR, HOUSTON, TX 77024-4711
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Vendor's Lien, Transfer · Conventional Mortgage GARDNER FINANCIAL SERVICES LTD
Feb 26, 2018	Trustee's Deed, Construction Loan · Construction Mortgage COMPASS BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 1, 2021 · Amount on File
Deed Sale	Jun 1, 2021 · Amount on File
Prior Sale	Aug 21, 2012 · Amount on File
Deed Document Number	2021303393
Prior Transfer Date	May 28, 2021
Prior Transfer Doc	0000303393
Record Updated	Oct 29, 2026

June 2021: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	HARRIS TX
Recording Date	Jun 1, 2021
Property Address	406 ELECTRA DR, HOUSTON, TX 77024-4711
Document Number	2021303393
Map Reference	VOL 56 PG 14
Instrument Date	May 28, 2021
Instrument	2021-303393
Transaction Type	Transfer
Record Updated	Jun 10, 2021
Title Company	STEWART TITLE, STEWART TITLE HOUSTON DIV

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 ELECTRA DR, HEDWIG VILLAGE, TX 77024-4711

Mortgage

Document Number	2021303394
Date	Jun 1, 2021
Instrument	2021-303394

Lender

Name	GARDNER FINANCIAL SERVICES LTD
Type	Funding / Finance Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Mortgage

Document Number	2021303395
Date	Jun 1, 2021
Instrument	2021-303395

Lender

Name	TRUWEST CU
Type	Credit Union
Address	TEMPE, AZ 85281

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount on Record
Term	359 Months
Due	May 28, 2051

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HARRIS TX
Recording Date	Feb 26, 2018
Property Address	406 ELECTRA DR, HOUSTON, TX 77024-4711
Instrument Date	Feb 15, 2018
Instrument	77059
Transaction Type	Construction Loan
Record Updated	Aug 31, 2018
Title Company	CROWN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Married Couple
Address	406 ELECTRA DR HOUSTON TX 770244711, HOUSTON, TX 77024-4711

Mortgage

Document Number	0000077059
Date	Feb 26, 2018
Instrument	77059

Lender

Name	COMPASS BK
Type	Bank
Address	BIRMINGHAM, AL 35202

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Feb 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 406 Electra Dr was $25,765 with a homeowner's exemption, up 100.6% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Harris County
Municipality	Houston City
Unified School District	Spring Branch Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,605,053 (+0.85%) Land $734,650 Building $870,403	$1,605,053 (+0.85%) Land $734,650 Building $870,403
2025	$25,765.00 (+100.6%) Homeowner's exemption	$1,591,562 Land $682,175 Building $909,387	$1,591,562 Land $682,175 Building $909,387
2024	$12,844.00
2023		$1,319,478 Land $598,215 Building $721,263	$1,319,478 Land $598,215 Building $721,263
2022	$10,914.00
2020	$8,900.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 Electra Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 492 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	498 units insured incl. 6 condo units
Nearby Flood Claims	386 (1979–2024)
Claims Outside the SFHA	356 of 386
Most Recent Claim	Jul 2024 · rainfall accumulation
Claims by Event	Hurricane Harvey, Sep 2017 · 198 claims Severe Storms, Tornadoes, Straight-line Winds And Flooding, May 2015 · 23 claims Severe Storms & Flooding, Mar 1992 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 406 Electra Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.3% of Texas
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF HOUSTON serves 2,970,543 people · EPA ID TX1010013
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	5 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · May 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 423 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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