406 Edward St, Durham, NC 27701 Property Records

Durham County property record for 406 Edward St, Durham, NC 27701

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,188 sqft · built 1955
Lot Size	0.18 acres (7,841 sqft)
Owner	2 Individual Names on Record
Last Sale	$337,000 (May 2020)
Tax Bill	$3,680 (2026)
Deeds & Mortgages	Jul 2020 Mortgage May 2020 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0832-30-1446`

Property Details

APN / Parcel Number

Primary APN	`0832-30-1446`
Alternative APNs	`0832-30-14-4638` `083218301447` `109842`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,188 sqft Heated Area
1st Floor Area	824 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Architectural Style	Ranch
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Asphalt
Lot Area	7,841 sqft (0.18 acres)
Lot Dimensions	156 ft deep x 50 ft wide

Utilities, Heating & Cooling

Heating System	Floor/Wall Furnace
Sewer	Municipal

Location & Zoning

Street Address	406 EDWARD ST
City	DURHAM
State	NC
Zip	27701-2314
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RU-5(2)
Legal Description	PROP-CHEEK T E/BLK:1/LT#2 9 PL:000012-000021
Legal Subdivision	PROP-CHEEK T E
Legal Block	1
Legal Lot Number	29
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	2
Census Block	2011
Census Tract	200

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 EDWARD ST, DURHAM, NC 27701-2314
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2020	Deed of Trust, Mortgage · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
May 21, 2020	Warranty Deed, Transfer · Conventional Mortgage PROSPERITY HOME MORTGAGE LLC
Aug 22, 2019	Warranty Deed, Construction Loan · Line of Credit OAKWOOD LNDG LLC
Aug 6, 2019	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 21, 2020 · Amount on Record
Deed Sale	May 21, 2020 · Amount on Record
Prior Sale	Aug 22, 2019 · Amount on Record
Deed Document Number	202018554
Deed Book / Page	8950 / 795
Record Updated	Oct 29, 2026

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DURHAM NC
Property Address	406 EDWARD ST, DURHAM, NC 27701-2314
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0090070608
Date	Jul 17, 2020
Book Page	9007/608
Instrument	2020028208

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company
Address	CHANTILLY, VA 20151

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	479 Months
Due	Jun 1, 2060

May 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	May 21, 2020
Property Address	406 EDWARD ST, DURHAM, NC 27701-2314
Document Number	0089500795
Book / Page	8950 / 795
Map Reference	MB 12 PG 21
Instrument Date	May 20, 2020
Instrument	2020018554
Transaction Type	Transfer
Record Updated	Aug 30, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$674.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	429 PARK AVE, 429, SALISBURY, NC 28144-4435

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	406 EDWARD ST, DURHAM, NC 27701-2314

Mortgage

Document Number	2020018555
Date	May 21, 2020
Instrument	2020018555

Lender

Name	PROSPERITY HOME MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2050

August 2019: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 22, 2019
Property Address	406 EDWARD ST, DURHAM, NC 27701-2314
Document Number	0087330346
Book / Page	008733 / 000346
Instrument Date	Aug 20, 2019
Instrument	30087
Transaction Type	Construction Loan
Record Updated	Aug 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$264.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	429 PARK AVE SALISBURY NC 281444435, SALISBURY, NC 28144-4435

Mortgage

Document Number	87330349
Date	Aug 22, 2019
Book Page	008733/000349
Instrument	30088

Lender

Name	OAKWOOD LNDG LLC
Address	RALEIGH, NC 27617

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Aug 6, 2019
Property Address	406 EDWARD ST, DURHAM, NC 27701-2314
Document Number	0087210323
Book / Page	008721 / 000323
Instrument Date	Aug 6, 2019
Instrument	27703
Transaction Type	Transfer
Record Updated	Aug 15, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$240.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	4801 GLENWOOD AVE #200 RALEIGH NC 276123857, 200, RALEIGH, NC 27612-3857
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,680.00 (+2.54%)	$362,104 (-) Land $177,000 Building $185,104	$362,104 (-) Land $177,000 Building $185,104
2025	$3,589.00 (-2.92%)	$362,104 (+28.3%) Land $177,000 Building $185,104	$362,104 (+28.3%) Land $177,000 Building $185,104
2023	$3,697.00 (+2.35%)	$282,236 Land $118,000 Building $164,236	$282,236 Land $118,000 Building $164,236
2022	$3,612.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 97% of the US · lower than 98.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 433 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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