406 E Walnut St, Nappanee, IN 46550 Property Records

Elkhart County property record for 406 E Walnut St, Nappanee, IN 46550 · Last verified March 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	2 Beds
Bathrooms	1 Baths
Year Built	Built 1920
Square Footage	996 sqft Living Area
Lot Size	5,793 sqft (0.132 acres)
Occupancy	Owner Occupied
Last Sale	$120,000 (2022)
Tax Bill	$1,279.00 (2024)

Property Details

APN / Parcel Number

Primary APN	`20-14-31-178-010.000-029`
Alternative APN	`1431178010029`

Interior

Bedrooms	2 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	996 sqft Living Area
1st Floor	996 sqft 1st Floor
Basement Area	996 sqft Basement
Stories	1 Stories
Primary Flooring	Subfloor Flooring

Exterior

Year Built	Built 1920
Exterior Material	Aluminum/Vinyl Exterior
Construction Type	Wood Construction
Roof Material	Asphalt Roof
Lot Area	5,793 sqft (0.132 acres)
Depth X Width	132 ft x 44 ft Depth x Width
Parking Spaces	1 Parking Spaces
Garage Type	Detached Garage
Garage Area	240 sqft Garage

Exterior Amenities

Shed	1 Shed
Shed Area	130 sqft Shed
Porch	1 Porch
Porch Area	272 sqft Porch

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Central Heating
Sewage	Sewage Connected
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	1431178010029
Old Parcel Number	1431178010029
Street Address	406 E WALNUT ST
City	NAPPANEE
State	IN
Zip	46550-2020
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	HARTMANS 2ND 44FTX8RDS SW COR LOT 38
Legal Subdivision	HARTMANS 2ND 44FTX8RDS SW COR
Legal Block	178
Legal Lot Number	38
Jurisdiction	ELKHART IN
Minor Civil Division	UNION
Census Blockgroup	3
Census Block	3031
Census Tract	1200

Owner

Source: Elkhart County records · APN 20-14-31-178-010.000-029

Assessment roll updated July 1, 2025 · Last verified March 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E WALNUT ST, NAPPANEE, IN 46550-2020
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 25, 2022 · Amount on Record
Deed Sale	Jul 25, 2022 · Amount on Record
Deed Doc Number	0000005949
Record Refreshed	Jun 08, 2026

July 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ELKHART IN
Recording Date	Jul 25, 2022
Property Address	406 E WALNUT ST, NAPPANEE, IN 46550-2020
Document Number	0000005949
Map Reference	MB 73 PG 225
Instrument Date	Jul 21, 2022
Instrument	2022-15949
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	NEAR NORTH TITLE GROUP

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	From Affidavit or Verified
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E WALNUT ST, NAPPANEE, IN 46550-2020

Mortgage

Document Number	0000005950
Date	Jul 25, 2022
Instrument	2022-15950

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 01, 2052

Tax Assessment & Valuation

Source: Elkhart County records · Assessment roll updated July 1, 2025 · Last verified March 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Union Township
Municipality	Nappanee City
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$140,700 (+12.2%) Land $15,400 Building $125,300	$140,700 (+12.2%) Land $15,400 Building $125,300
2024	$1,279.00 (+12.09%)	$125,400 (+7.09%) Land $15,400 Building $110,000	$125,400 (+7.09%) Land $15,400 Building $110,000
2023		$117,100 (+5.88%) Land $15,400 Building $101,700	$117,100 (+5.88%) Land $15,400 Building $101,700
2022	$1,141.00	$110,600 Land $15,400 Building $95,200	$110,600 Land $15,400 Building $95,200

Flood & Wildfire

406 E Walnut St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Elkhart County (18039C), updated August 22, 2024

FEMA Flood Zone	Zone X minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard Area	No

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to Homes	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Historic Designation

Source: NPS National Register of Historic Places · August 1, 2026 release

Historic District	Within the Nappaness Eastside Historic District listed 2003 · 138 contributing resources · NRIS 03001321

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.