406 E Wabash Ave, Wakarusa, IN 46573 Property Records

Elkhart County property record for 406 E Wabash Ave, Wakarusa, IN 46573

Property Summary

Property Type	Commercial
Details	9,994 sqft · built 1960
Lot Size	1 acres (43,560 sqft)
Owner	Owner Name on File
Tax Bill	$5,959 (2024)
Deeds & Mortgages	Jul 2018 Loan Modification Mar 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`20-09-36-326-001.000-025`

Property Details

APN / Parcel Number

Primary APN	`20-09-36-326-001.000-025`
Alternative APN	`0936326001025`

Interior

Stories	1 Story
Building Area	9,994 sqft Total Area

Exterior

Year Built	Built 1960
Exterior Material	Concrete
Fire Resistance	Masonry Walls, Wood Interior
Lot Area	43,560 sqft (1 acres)
Fence	Fence

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected

Location & Zoning

Account Number	0936326001025
Old Parcel Number	0936326001025
Street Address	406 E WABASH AVE
City	WAKARUSA
State	IN
Zip	46573-9543
Property Category	Commercial
Property Type	Commercial > Retail
Local Zoning Code	ZO01
Legal Description	IN NE COR NW SW & NW COR NE SW SEC 36 1A (TIF 146)
Legal Block	326
Jurisdiction	ELKHART IN
Township / Civil Division	OLIVE
Census Block Group	1
Census Block	1017
Census Tract	1301

Owner

The current owner of 406 E Wabash Ave acquired it in April 2009.

Source: Elkhart County records, as of March 5, 2026

Owner of Record	Owner Name on File
Mailing Address	PO BOX 744, WAKARUSA, IN 46573-0744

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 31, 2018	Loan Modification, Mortgage · Line of Credit INTERRA CU
Mar 1, 2018	Grant Deed, Mortgage · Line of Credit INTERRA CU
Feb 28, 2018	Loan Modification, Mortgage · Line of Credit INTERRA CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 30, 2009
Deed Sale	Apr 30, 2009
Prior Sale	Apr 30, 2009
Deed Document Number	0000010788
Record Updated	Jun 8, 2026

July 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Recording Date	Jul 31, 2018
Property Address	406 E WABASH AVE, WAKARUSA, IN 46573-9543
Instrument Date	Jul 27, 2018
Instrument	15394
Transaction Type	Mortgage
Record Updated	Jan 14, 2019

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	100 STATE ROAD 19 N WAKARUSA IN 465739312, WAKARUSA, IN 46573-9312

Mortgage

Document Number	0000015394
Date	Jul 31, 2018
Instrument	15394

Lender

Name	INTERRA CU
Type	Credit Union
Address	300 W LINCOLN AVE, GOSHEN, IN 46526-3221

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Jul 30, 2019

Interest

Rate Type	Adjustable Rate

March 2018: Grant Deed, Mortgage

Document Type	Grant Deed
Jurisdiction	ELKHART IN
Recording Date	Mar 1, 2018
Property Address	406 E WABASH AVE, WAKARUSA, IN 46573-9543
Instrument Date	Feb 28, 2018
Instrument	4371
Transaction Type	Mortgage
Record Updated	Apr 11, 2018
Title Company	MERIDIAN TITLE

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	17420 US HIGHWAY 20 GOSHEN IN 465289011, GOSHEN, IN 46528-9011

Mortgage

Document Number	0000004371
Date	Mar 1, 2018
Instrument	4371

Lender

Name	INTERRA CU
Type	Credit Union
Address	300 W LINCOLN AVE, GOSHEN, IN 46526-3221

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Feb 28, 2033

Interest

Rate Type	Adjustable Rate

February 2018: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	ELKHART IN
Property Address	406 E WABASH AVE, WAKARUSA, IN 46573-9543
Document Number	0000004468
Instrument Date	Feb 28, 2018
Transaction Type	Mortgage
Record Updated	Mar 19, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	407 E WABASH AVE WAKARUSA IN 465739543, WAKARUSA, IN 46573-9543

Mortgage

Document Number	0000004468
Date	Feb 28, 2020
Instrument	4468

Lender

Name	INTERRA CU
Type	Credit Union
Address	GOSHEN, IN 46527

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 27, 2021

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Elkhart County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Indiana
County	Elkhart County
County Subdivision	Olive Township
Municipality	Wakarusa Town
Unified School District	Wa-Nee Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$323,700 (+29.48%) Land $30,000 Building $293,700	$323,700 (+29.48%) Land $30,000 Building $293,700
2024	$5,959.00	$250,000 (+0.16%) Land $30,000 Building $220,000	$250,000 (+0.16%) Land $30,000 Building $220,000
2023		$249,600 (+11.23%) Land $30,000 Building $219,600	$249,600 (+11.23%) Land $30,000 Building $219,600
2022	$5,532.00	$224,400 Land $30,000 Building $194,400	$224,400 Land $30,000 Building $194,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 E Wabash Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective August 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	1 (2018)
Most Recent Claim	Feb 2018 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 E Wabash Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WAKARUSA WATER WORKS serves 1,998 people · EPA ID IN5220029
Water Source	Groundwater
Last State Inspection	Mar 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
New Paris Telephone Company Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Mercury Fiber Fixed Wireless	150 / 20

May also be available: Surf Internet.

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