406 E Stevens Cir, Gulfport, MS 39503 Property Records

Harrison County property record for 406 E Stevens Cir, Gulfport, MS 39503

Property Summary

Property Type	Single Family Home
Details	1,266 sqft · built 1972
Owner	2 Individual Names on Record
Tax Bill	$471 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Jun 2023 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`0908O-01-057.000`

Property Details

APN / Parcel Number

Primary APN	`0908O-01-057.000`
Alternative APN	`053414`

Interior

Building Area	1,266 sqft Adjusted Area
1st Floor Area	980 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1972
Exterior Material	Asbestos
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable
Roof Material	Composition Shingle
Patio Area	200 sqft
Gazebo	196 sqft
Utility Building	612 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air

Location & Zoning

Account Number	053414
Street Address	406 E STEVENS CIR
City	GULFPORT
State	MS
Zip	39503-3774
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 105 PINE HILLS SUBD PART 1
Legal Range	11
Legal Township	07
Legal Section	12
Legal Subdivision	PINE HILLS PART 1
Legal Lot Number	105
Jurisdiction	HARRISON MS
Township / Civil Division	4
Census Block Group	3
Census Block	3003
Census Tract	3208

Owner

Source: Harrison County records, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E STEVENS CIR, GULFPORT, MS 39503-3774
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST COMMUNITY FEDERAL CREDIT UNION
Jun 27, 2023	Deed of Trust, Mortgage · Conventional Mortgage GULF COAST COMMUNITY FCU
Feb 4, 2019	Deed of Trust, Mortgage · FHA Mortgage GULF COAST BANK & TRUST CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 2, 2015
Deed Sale	Apr 2, 2015
Deed Document Number	0001379397
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Recording Date	Sep 16, 2026
Property Address	406 E STEVENS CIR, GULFPORT, MS 39503-3774
Document Number	0000020211
Instrument Date	Nov 7, 2025
Instrument	202620211
Transaction Type	Mortgage
Record Updated	Sep 28, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E STEVENS CIR, GULFPORT, MS 39503-3774

Mortgage

Document Number	0000020211,
Date	Sep 16, 2026
Instrument	202620211

Lender

Name	GULF COAST COMMUNITY FEDERAL CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	75 Months
Due	Dec 1, 2032

Interest

Max Rate	-1%

June 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	406 E STEVENS CIR, GULFPORT, MS 39503-3774
Transaction Type	Mortgage
Record Updated	Jul 26, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20230012571TJ1
Date	Jun 27, 2023
Instrument	2023-0012571-T-J1

Lender

Name	GULF COAST COMMUNITY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Jun 1, 2030

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HARRISON MS
Property Address	406 E STEVENS CIR, GULFPORT, MS 39503-3774
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20190000839TJ1
Date	Feb 4, 2019
Instrument	2019-0000839-T-J1

Lender

Name	GULF COAST BANK & TRUST CO
Type	Bank
Address	GULFPORT, MS 39503

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	84 Months
Due	Feb 1, 2026

Tax Assessment & Valuation

Source: Harrison County assessment roll, as of September 1, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	Harrison County
Municipality	Gulfport City
Unified School District	Harrison County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$471.00 (+4.43%) Homeowner's exemption Disabled Person's exemption	$6,017 (+15.38%)	$60,166 (+15.37%) Land $12,000 Building $48,166
2024	$451.00 (+9.2%)
2023	$413.00 (-0.96%) Homeowner's exemption Disabled Person's exemption	$5,215	$52,151 Land $12,000 Building $40,151
2022	$417.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	10 (1998–2016)
Claims Outside the SFHA	10 of 10
Most Recent Claim	Apr 2016 · rainfall accumulation
Claims by Event	Hurricane Isaac, Aug 2012 · 3 claims Hurricane Katrina, Aug 2005 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 93% of the US · lower than 95% of Mississippi
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Fixed Wireless in parts of the area	8,000 / 8,000
AT&T Fiber · DSL	5,000 / 5,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20

May also be available: CoastConnect.

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