406 E State St, O Fallon, IL 62269 Property Records

St. Clair County property record for 406 E State St, O Fallon, IL 62269 · Last verified August 2023

Property Highlights

Property Type	Residential > Single Family > Home
Architecture Style	Other
Year Built	Built 1975
Square Footage	804 sqft Living Area
Lot Size	6,970 sqft (0.16 acres)
Occupancy	Owner Occupied
Last Sale	$170,000 (2022)

Property Details

APN / Parcel Number

Primary APN	`04-29-0-128-013`

Interior

Building Area	804 sqft Living Area
Gross Area	754 sqft Gross Area
Stories	2 Stories

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1975
Architectural Style	Other Style
Exterior Material	Wood Exterior
Construction Type	Frame Construction
Foundation Type	Raised Foundation
Lot Area	6,970 sqft (0.16 acres)
Fence	Fence
Porch	Enclosed Porch
Porch Area	540 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling

Location & Zoning

Street Address	406 E STATE ST
City	O FALLON
State	IL
Zip	62269-1427
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	PENNS 3RD ADD TO O FALLON LOT/SEC-100 DOC A02745392
Legal Subdivision	PENNS
Legal Lot Number	100
Jurisdiction	ST CLAIR IL
Minor Civil Division	O'FALLON
Census Blockgroup	2
Census Block	2001
Census Tract	504352

Owner

Source: St. Clair County records · APN 04-29-0-128-013

Assessment roll updated January 1, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E STATE ST, O FALLON, IL 62269-1427
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 06, 2022	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage LOANDEPOT.COM LLC
Oct 08, 2019	Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage GERSHMAN MTG
Oct 08, 2019	Deed of Trust, Mortgage · Conventional Mortgage ILLINOIS HSNG DEV AUTHORITY
Oct 11, 2019	Warranty Deed, Transfer · Federal Housing Administration (FHA) Mortgage GERSHMAN MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 06, 2022 · Amount on Record
Deed Sale	May 06, 2022 · Amount on Record
Prior Sale	Oct 11, 2019 · Amount on Record
Deed Doc Number	A02745392
Record Refreshed	Jun 07, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	May 06, 2022
Property Address	406 E STATE ST, O FALLON, IL 62269-1427
Document Number	0A02745392
Map Reference	MB G PG 1
Instrument Date	Apr 26, 2022
Instrument	A02745392
Transaction Type	Transfer
Record Updated	Aug 24, 2023
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$170.00
Amount Accuracy	Rounded Values by County
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	801 OLD DOMINION CT, FAIRVIEW HEIGHTS, IL 62208-3934

Mortgage

Document Number	0A02745393
Date	May 06, 2022
Instrument	A02745393

Lender

Name	LOANDEPOT.COM LLC
Type	Mortgage Company

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 01, 2052

Interest

Rate	4.5%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	406 E STATE ST, O FALLON, IL 62269-1427
Document Number	00A2629957
Instrument Date	Oct 08, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E STATE ST O FALLON IL 622691427, O FALLON, IL 62269-1427

Mortgage

Document Number	00A2629957
Date	Oct 11, 2019
Instrument	2629957

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	406 E STATE ST, O FALLON, IL 62269-1427
Document Number	00A2629958
Instrument Date	Oct 08, 2019
Transaction Type	Mortgage
Record Updated	Oct 29, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E STATE ST O FALLON IL 622691427, O FALLON, IL 62269-1427

Mortgage

Document Number	00A2629958
Date	Oct 11, 2019
Instrument	2629958

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Oct 11, 2019
Property Address	406 E STATE ST, O FALLON, IL 62269-1427
Document Number	00A2629956
Instrument Date	Oct 08, 2019
Instrument	2629956
Transaction Type	Transfer
Record Updated	Nov 08, 2019
Title Company	COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$207.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8427 BRAESWOOD ESTATES DR O FALLON IL 622694235, O FALLON, IL 62269-4235

Mortgage

Document Number	A2629957
Date	Oct 11, 2019
Instrument	2629957

Lender

Name	GERSHMAN MTG
Type	Mortgage Company
Address	CHESTERFIELD, MO 63017

Agreement

Type	Federal Housing Administration (FHA) Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 10, 2049

Interest

Rate Type	Fixed Rate
Rate	3.62%

Mortgage

Document Number	A2629958,
Date	Oct 11, 2019
Instrument	2629958

Lender

Name	ILLINOIS HSNG DEV AUTHORITY
Address	CHICAGO, IL 60601

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated January 1, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Assessed Value	Assessed Market Value
2022	$39,831 Land $3,557 Building $36,274	$119,493 Land $10,671 Building $108,822

406 E State St, O Fallon, IL 62269 Property Records

Property Highlights

Property Details

APN / Parcel Number

Interior

Exterior

Utilities and HVAC

Location & Zoning

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

October 2019: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

October 2019: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Mortgage

Lender

Agreement

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

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