406 E Saint John St, Tarboro, NC 27886 Property Records

Edgecombe County property record for 406 E Saint John St, Tarboro, NC 27886

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,089 sqft · built 1930
Lot Size	0.08 acres (3,485 sqft)
Owner	Individual Name on Record
Last Sale	$260,000 (Aug 2023)
Tax Bill	$774 (2019)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Apr 2023 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`473846812500`

Property Details

APN / Parcel Number

Primary APN	`473846812500`
Alternative APNs	`473846718200` `163440` `225869`

Interior

Full Baths	2 Baths
Half Baths	1 Half Bath
Building Area	1,089 sqft Base Area
1st Floor Area	1,089 sqft
2nd Floor Area	961 sqft
Fireplaces	5 Fireplaces
Fireplace	Fireplace

Exterior

Year Built	Built 1930
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Hip
Roof Material	Metal
Lot Area	3,485 sqft (0.08 acres)
Porch	Open Porch
Porch Area	231 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	225869
Street Address	406 E SAINT JOHN ST
City	TARBORO
State	NC
Zip	27886-4416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 2 PC14 S37
Legal Township	01N
Legal Lot Number	2
Jurisdiction	EDGECOMBE NC
Township / Civil Division	1, TARBORO
Census Block Group	2
Census Block	2019
Census Tract	21000

Owner

Source: Edgecombe County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E SAINT JOHN ST, TARBORO, NC 27886-4416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 14, 2023	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CU
Apr 3, 2023	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK
May 16, 2022	Deed of Trust, Mortgage · Line of Credit PROVIDENCE BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 14, 2023 · Amount on Record
Deed Sale	Aug 14, 2023 · Amount on Record
Prior Sale	Oct 18, 2007
Deed Document Number	0001785395
Deed Book / Page	1785 / 395
Record Updated	Jun 8, 2026

August 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDGECOMBE NC
Recording Date	Aug 14, 2023
Property Address	406 E SAINT JOHN ST, TARBORO, NC 27886-4416
Document Number	0017850395
Book / Page	1785 / 395
Map Reference	CAB 14 SL 37
Instrument Date	Aug 11, 2023
Transaction Type	Transfer
Record Updated	Aug 28, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$520.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	411 E WILSON ST, TARBORO, NC 27886-4427

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E SAINT JOHN ST, TARBORO, NC 27886-4416

Mortgage

Document Number	0001785398
Date	Aug 14, 2023
Instrument	1785/398

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2053

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMBE NC
Property Address	406 E SAINT JOHN ST, TARBORO, NC 27886-4416
Transaction Type	Mortgage
Record Updated	Apr 17, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0017761182
Date	Apr 3, 2023
Book Page	1776/1182

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	TARBORO, NC 27886

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EDGECOMBE NC
Property Address	406 E SAINT JOHN ST, TARBORO, NC 27886-4416
Transaction Type	Mortgage
Record Updated	Jun 8, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E SAINT JOHN ST, TARBORO, NC 27886-4416

Mortgage

Document Number	0017571119
Date	May 16, 2022
Book Page	1757/1119

Lender

Name	PROVIDENCE BANK
Type	Bank
Address	TARBORO, NC 27886

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Edgecombe County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Edgecombe County
Municipality	Tarboro Town
Unified School District	Edgecombe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Market Value
2025		$125,270 (+53.68%) Land $17,000 Building $108,270
2023		$81,515 (-) Land $15,000 Building $66,515
2022		$81,515 Land $15,000 Building $66,515
2019	$774.00

Assessed market value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 7, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 53 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	53 in force
Nearby Flood Claims	45 (1979–2016)
Claims Outside the SFHA	15 of 45
Most Recent Claim	Nov 2016 · river or lake flooding
Claims by Event	Hurricane Matthew, Oct 2016 · 26 claims Hurricane Floyd Major Disaster Declarations, Sep 1999 · 15 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF TARBORO serves 10,844 people · EPA ID NC0433010
Water Source	Surface water
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 410 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
InfinityLink Communications Fiber	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Verizon.

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