1. Home
  2. Ohio
  3. Shelby County
  4. Sidney
  5. E Ruth St

406 E Ruth St, Sidney, OH 45365 Property Records

Shelby County property record for 406 E Ruth St, Sidney, OH 45365 · Last verified July 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1954
Square Footage1,794 sqft Living Area
Lot Size10,950 sqft (0.251 acres)
OccupancyOwner Occupied
Last Sale$10,500 (2021)
Tax Bill$2,075.00 (2025)

Property Details

APN / Parcel Number

Primary APN01-1824477.026

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Total Rooms6 Rooms
Building Area1,794 sqft Living Area
1st Floor1,594 sqft 1st Floor
Basement Area624 sqft Basement
Finished Basement624 sqft Finished
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1954
Effective Year BuiltEffective 1954
Architectural StyleTri-Level Style
Construction TypeFrame Construction
Roof MaterialShingle Roof
Lot Area10,950 sqft (0.251 acres)
Depth X Width150 ft x 73 ft Depth x Width
Garage TypeBasement Garage

Exterior Amenities

Shed1 Shed
Shed Area80 sqft Shed
Patio Area288 sqft Patio
Porch Area36 sqft Porch

Utilities and HVAC

Cooling SystemCentral Cooling
Heating SystemCentral Heating
SewageMunicipal Sewage
Water SourceCommercial Water Source

Location & Zoning

Street Address406 E RUTH ST
CitySIDNEY
StateOH
Zip45365-1623
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionLOT 2716 WHOLE NORTHLAWN SUBDIVISION CITY OF SIDNEY 020-18-24-477-026
Legal SubdivisionNORTHLAWN SUBDIVISION
Legal Lot Number2716
JurisdictionSHELBY OH
Minor Civil DivisionCLINTON
Census Blockgroup3
Census Block3007
Census Tract972100

Owner

Source: Shelby County records · APN 01-1824477.026

Assessment roll updated March 24, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 E RUTH ST, SIDNEY, OH 45365-1623
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Jun 11, 2026Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage
PENNYMAC LOAN SERVICES LLC
Sep 01, 2021Warranty Deed, Transfer · Line of Credit
WESTERN OHIO MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 01, 2021 · Amount on Record
Deed SaleSep 01, 2021 · Amount on Record
Prior SaleMar 05, 2013 · Amount on Record
Deed Doc Number20216110
Deed Book / Page2303 / 3528
Record RefreshedSep 20, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY OH
Recording DateJun 11, 2026
Property Address406 E RUTH ST, SIDNEY, OH 45365-1623
Document Number0000003023
Book / Page2332 / 3042
Instrument DateJun 04, 2026
Instrument20263023
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
Relationship286
Address406 E RUTH ST, SIDNEY, OH 45365-1623

Mortgage

Document Number0000003023,
DateJun 11, 2026
Book Page2332/3042
Instrument20263023
Lender
NamePENNYMAC LOAN SERVICES LLC
Agreement
TypeFederal Housing Administration (FHA) Mortgage
AmountAmount Recorded
Term360 Months
DueJul 01, 2056
Interest
Rate6.37%
Max Rate-1%

September 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSHELBY OH
Recording DateSep 01, 2021
Property Address406 E RUTH ST, SIDNEY, OH 45365-1623
Document Number2303/3528
Book / Page2303 / 3528
Map ReferenceMB 5 PG 15
Instrument DateAug 27, 2021
Instrument202100006110
Transaction TypeTransfer
Record UpdatedSep 08, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRight Of Survivorship
Address406 E RUTH ST, SIDNEY, OH 45365-1623

Mortgage

Document Number202100006111
DateSep 01, 2021
Instrument202100006111
Lender
NameWESTERN OHIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeLine of Credit
AmountAmount Recorded
Term360 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Shelby County records · Assessment roll updated March 24, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateOhio
CountyShelby County
County SubdivisionClinton Township
MunicipalitySidney City
Unified School DistrictSidney City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,075.00 (-5.94%)$62,750 (-2.89%) Land $12,480 Building $50,270
2024$2,206.00 (-7.74%) Homeowner's exemption$64,620 (-) Land $12,480 Building $52,140
2023$2,391.00 (+16.63%) Homeowner's exemption$64,620 (+32.91%) Land $12,480 Building $52,140$179,280 (+29.06%) Land $35,650 Building $143,630
2022$2,050.00 Homeowner's exemption$48,620 Land $9,940 Building $38,680
2020$138,910 Land $28,400 Building $110,510

Flood & Wildfire

406 E Ruth St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Shelby County (39149C), updated January 21, 2026

FEMA Flood ZoneZone X
minimal flood hazard · outside the 0.2% annual chance floodplain
Special Flood Hazard AreaNo

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on E Ruth St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures