406 E Robins St, Graettinger, IA 51342 Property Records

Palo Alto County property record for 406 E Robins St, Graettinger, IA 51342

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,672 sqft · built 1910
Lot Size	0.303 acres (13,200 sqft)
Owner	Individual Name on Record
Tax Bill	$1,564 (2026)
Deeds & Mortgages	Jan 2024 Mortgage Oct 2017 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`620003007010`

Property Details

APN / Parcel Number

Primary APN	`620003007010`

Interior

Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	2 Stories
Building Area	1,672 sqft Living Area
1st Floor Area	616 sqft
Basement Area	616 sqft
Unfinished Basement	616 sqft
Flooring	Carpet
Interior Walls	Plaster

Exterior

Year Built	Built 1910
Effective Year Built	Effective 1910
Exterior Material	Wood Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gambrel
Roof Material	Asphalt
Lot Area	13,200 sqft (0.303 acres)
Lot Dimensions	150 ft deep x 88 ft wide
Garage Type	Detached
Garage Area	616 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Porch Area	126 sqft
Deck Area	208 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	406 E ROBINS ST
City	GRAETTINGER
State	IA
Zip	51342-1041
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	KENTS FIRST LOTS 1 & 2 BLOCK 7
Legal Block	7
Legal Lot Number	1,2
Jurisdiction	PALO ALTO IA
Township / Civil Division	WALNUT
Census Block Group	1
Census Block	1033
Census Tract	960200

Owner

Source: Palo Alto County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E ROBINS ST, GRAETTINGER, IA 51342-1041
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 16, 2024	Deed of Trust, Mortgage · Conventional Mortgage NORTHWEST BANK
Oct 30, 2017	Deed of Trust, Mortgage · Line of Credit EMPLOYEES CU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Nov 9, 2023
Transfer Doc	02023/1686
Record Updated	Oct 29, 2026

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	406 E ROBINS ST, GRAETTINGER, IA 51342-1041
Transaction Type	Mortgage
Record Updated	Mar 4, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E ROBINS ST, GRAETTINGER, IA 51342-1041

Mortgage

Document Number	0002024/57
Date	Jan 16, 2024
Book Page	2024/57
Instrument	2024 57

Lender

Name	NORTHWEST BANK
Type	Bank
Address	SPENCER, IA 51301

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2054

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PALO ALTO IA
Property Address	406 E ROBINS ST, GRAETTINGER, IA 51342-1041
Transaction Type	Mortgage
Record Updated	Apr 29, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2017/1873
Date	Oct 30, 2017
Book Page	2017/1873

Lender

Name	EMPLOYEES CU
Type	Credit Union
Address	ESTHERVILLE, IA 51334

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	Oct 29, 2037

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Palo Alto County assessment roll, as of October 16, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Palo Alto County
Municipality	Graettinger City
Unified School District	Graettinger-Terril Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,564.00	$117,940 (-) Land $10,980 Building $106,960	$117,940 (-) Land $10,980 Building $106,960
2025	$1,564.00 (+7.27%) Homeowner's exemption Senior Citizen's exemption	$117,940 (+19.53%) Land $10,980 Building $106,960	$117,940 (+19.53%) Land $10,980 Building $106,960
2024	$1,458.00 (-4.71%)
2023		$98,670 (+27.23%) Land $7,320 Building $91,350	$98,670 (+27.23%) Land $7,320 Building $91,350
2022	$1,530.00	$77,550 Land $7,320 Building $70,230
2021			$77,550 Land $7,320 Building $70,230

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 15, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 71% of Iowa
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 247 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
River Valley Telecommunications Cooperative Fiber	500 / 500
Starlink Satellite	280 / 30

May also be available: GigFire, Nextlink, Northwest Communications.

Cell Coverage

5G (outdoors only) and 4G LTE

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