406 E Oak Ave, Tampa, FL 33602 Property Records

Hillsborough County property record for 406 E Oak Ave, Tampa, FL 33602

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,316 sqft · built 2024
Lot Size	0.108 acres (4,708 sqft)
Owner	Individual Name on File
Last Sale	$898,502 (Apr 2024)
Tax Bill	$15,445 (2025)
Deeds & Mortgages	May 2026 Line of Credit Apr 2024 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`183341-0336`

Property Details

APN / Parcel Number

Primary APN	`183341-0336`
Alternative APNs	`A132918D3F000000000030` `A1329184XU000004000080` `1915640000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	2,316 sqft Living Area
Gross Area	3,087 sqft
1st Floor Area	1,122 sqft
Flooring	Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	4,708 sqft (0.108 acres)
Lot Dimensions	130 ft deep x 31 ft wide
Garage Type	Detached
Garage Area	457 sqft
Porch	Open Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	1833410336
Street Address	406 E OAK AVE
City	TAMPA
State	FL
Zip	33602-2713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	ALLOY ON OAK LOT 3
Legal Range	18E
Legal Township	29S
Legal Section	13
Legal Subdivision	FUCHS SUBDIVISION
Legal Tract	4XU
Legal Block	4
Legal Lot Number	3
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	TAMPA
Census Block Group	2
Census Block	2005
Census Tract	4100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Tampa Heights Historic District listed 1995 · 289 contributing resources · NRIS 95000979

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 E Oak Ave is owned and occupied by an individual who bought it in April 2024.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	Individual Name on File
Mailing Address	406 E OAK AVE, TAMPA, FL 33602-2713
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 6, 2026	Deed of Trust, Mortgage · Line of Credit SUNCOAST CREDIT UNION
Apr 12, 2024	Special Warranty Deed, Transfer · Conventional Mortgage KIND LENDING LLC
Oct 6, 2017	Warranty Deed, Transfer BAY TO BAY TITLE SERVICES, BAY TO BAY TITLE SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 12, 2024 · Amount on File
Deed Sale	Apr 12, 2024 · Amount on File
Prior Sale	Jun 8, 2022 · Amount on File
Deed Document Number	2024149408
Record Updated	Oct 29, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 6, 2026
Property Address	406 E OAK AVE, TAMPA, FL 33602-2713
Document Number	0000174020
Instrument Date	Apr 25, 2026
Instrument	2026174020
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E OAK AVE, TAMPA, FL 33602-2713

Mortgage

Document Number	0000174020,
Date	May 6, 2026
Instrument	2026174020

Lender

Name	SUNCOAST CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.38%
Max Rate	-1%

April 2024: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Apr 12, 2024
Property Address	406 E OAK AVE, TAMPA, FL 33602-2713
Document Number	0000149408
Map Reference	MB 145 PG 283
Instrument Date	Apr 12, 2024
Instrument	2024149408
Transaction Type	Transfer
Record Updated	May 6, 2024
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$6,290.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	460 VIRGINIA AVE, INDIANAPOLIS, IN 46203-1742

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2502 N MORGAN ST, TAMPA, FL 33602

Mortgage

Document Number	0000149409
Date	Apr 12, 2024
Instrument	2024149409

Lender

Name	KIND LENDING LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2054

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Oct 6, 2017
Property Address	406 E OAK AVE, TAMPA, FL 33602-2713
Document Number	0252780249
Book / Page	025278 / 000249
Instrument Date	Sep 28, 2017
Instrument	390645
Transaction Type	Transfer
Record Updated	Oct 16, 2017
Title Company	BAY TO BAY TITLE SERVICES, BAY TO BAY TITLE SVCS

Transaction

Amount	Amount on Record
Tax	$2,625.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3101 MOSSVALE LN TAMPA FL 336184318, TAMPA, FL 33618-4318

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Oak Ave was $15,445 with a homeowner's exemption.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Municipality	Tampa City
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$702,971 (-9.26%) Land $103,153 Building $599,818	$702,971 (-9.26%) Land $103,153 Building $599,818
2025	$15,445.00	$774,738 Land $103,153 Building $671,585	$774,738 Land $103,153 Building $671,585
2023	$2,066.00 (+16.39%)	$102,180 (-) Land $102,180	$102,180 (-) Land $102,180
2022	$1,775.00	$102,180 Land $102,180	$102,180 Land $102,180

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 406 E Oak Ave in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1985.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (1985)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 1985 · Hurricane Elena

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 E Oak Ave has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TAMPA WATER DEPARTMENT serves 733,886 people · EPA ID FL6290327
Water Source	Surface water
Last State Inspection	Nov 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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