Winnebago County property record for 406 E North St, Durand, IL 61024
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.55 acres (23,958 sqft) |
| Owner | Individual Name on File |
| Last Sale | $75,000 (Oct 2004) |
| Tax Bill | $1,355 (2025) |
| Deeds & Mortgages | Jul 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-10-427-002 |
| Primary APN | 05-10-427-002 |
|---|---|
| Alternative APNs |
|
| Lot Area | 23,958 sqft (0.55 acres) |
|---|
| Account Number | 334C301A |
|---|---|
| Street Address | 406 E NORTH ST |
| City | DURAND |
| State | IL |
| Zip | 61024-9521 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PLAT OF DURAND W1/2 LOT 4 + ALL LOT 005 BLOCK 058 |
| Legal Subdivision | DURAND |
| Legal Block | 058 |
| Legal Lot Number | 4,005 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | DURAND |
| Census Block Group | 2 |
| Census Block | 2015 |
| Census Tract | 4100 |
406 E North St is owned and occupied by an individual who bought it in October 2004.
Source: Winnebago County records, as of July 28, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E NORTH ST, DURAND, IL 61024-9521 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 22, 2004 · Amount on File |
| Deed Sale | Oct 22, 2004 · Amount on File |
| Deed Document Number | 2004472023 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 406 E NORTH ST, DURAND, IL 61024-9521 |
| Document Number | 0001021012 |
| Instrument Date | Jul 5, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 21, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 406 E NORTH ST DURAND IL 610249521, DURAND, IL 61024-9521 |
| Document Number | 0001021012 |
|---|---|
| Date | Jul 12, 2017 |
| Instrument | 1021012 |
| Name | MEMBERS ALLIANCE CU |
|---|---|
| Type | Credit Union |
| Address | ROCKFORD, IL 61114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 120 Months |
| Due | Jul 11, 2027 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.12% |
The 2025 property tax bill for 406 E North St was $1,355 with exemptions applied.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Durand Township |
| Municipality | Durand Village |
| Unified School District | Durand Community Unit School District 322 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,355.00 | $54,570 Land $6,554 Building $48,016 | $163,710 Land $19,662 Building $144,048 |
| 2022 | Homeowner's exemption | $37,305 Land $4,526 Building $32,779 | $111,915 Land $13,578 Building $98,337 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 406 E North St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 E North St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | DURAND serves 1,427 people · EPA ID IL2010100 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2024 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2023 Lead public education Mar 2023 |
| Monitoring and Reporting | 4 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Sonic Spectrum Fiber | 2,000 / 1,000 |
| Mediacom Xtream Cable · Fiber in parts of the area | 1,000 / 50 |
May also be available: LiteWire.
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