406 E Main St, North Adams, MA 01247 Property Records

Berkshire County and North Adams City property record for 406 E Main St, North Adams, MA 01247

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,364 sqft · built 1860
Lot Size	0.488 acres (21,245 sqft)
Owner	2 Individual Names on Record
Last Sale	$156,000 (Apr 2016)
Tax Bill	$4,147 (2025)
Deeds & Mortgages	Dec 2024 Mortgage Oct 2023 Mortgage + 2 more
APN	`NADA M:124 B:0000 L:71`

Property Details

APN / Parcel Number

Primary APN	`NADA M:124 B:0000 L:71`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	1,364 sqft Living Area
Gross Area	3,104 sqft
Basement Area	682 sqft
Unfinished Basement	682 sqft

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1860
Architectural Style	Other
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Slate
Lot Area	21,245 sqft (0.488 acres)

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	406 E MAIN ST
City	NORTH ADAMS
State	MA
Zip	01247-4412
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Lot Number	71
Jurisdiction	NORTH ADAMS MA
Township / Civil Division	NORTH ADAMS
Census Block Group	2
Census Block	2011
Census Tract	921300

Owner

Source: Berkshire County and North Adams City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E MAIN ST, NORTH ADAMS, MA 01247-4412
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 3, 2024	Deed of Trust, Mortgage · FHA Mortgage MUTUAL OF OMAHA MORTGAGE
Oct 3, 2023	Deed of Trust, Mortgage · FHA Mortgage NATIONWIDE MORTGAGE BANKERS
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU
Aug 2, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance GREYLOCK FCU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2016 · Amount on Record
Deed Sale	Apr 7, 2016 · Amount on Record
Prior Sale	Dec 30, 2009 · Amount on Record
Deed Book / Page	1591 / 322
Transfer Doc	001591-322
Record Updated	Oct 29, 2026

December 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	406 E MAIN ST, NORTH ADAMS, MA 01247-4412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001874-48
Date	Dec 3, 2024
Book Page	1874/48
Instrument	6519

Lender

Name	MUTUAL OF OMAHA MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2055

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	406 E MAIN ST, NORTH ADAMS, MA 01247-4412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001837-426
Date	Oct 3, 2023
Book Page	1837/426
Instrument	5321

Lender

Name	NATIONWIDE MORTGAGE BANKERS

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2053

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	406 E MAIN ST, NORTH ADAMS, MA 01247-4412
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001759-727
Date	Aug 2, 2021
Book Page	1759/727
Instrument	4957

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NORTH ADAMS MA
Property Address	406 E MAIN ST, NORTH ADAMS, MA 01247-4412
Transaction Type	Mortgage
Record Updated	Aug 20, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1759-727
Date	Aug 2, 2021
Book Page	1759/727
Instrument	4957

Lender

Name	GREYLOCK FCU
Type	Credit Union

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	301 Months
Due	Sep 1, 2046

Tax Assessment & Valuation

Source: Berkshire County and North Adams City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Berkshire County
Municipality	North Adams City
Unified School District	North Adams School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,147.00 (+11.45%)	$248,200 (+17.85%) Land $35,900 Building $212,300	$254,161
2023	$3,721.00	$210,600 Land $32,900 Building $177,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTH ADAMS WATER DEPT serves 13,000 people · EPA ID MA1209000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2014
Treatment and Procedure	No certified operator Mar 2017
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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