406 E Main St, Mascoutah, IL 62258 Property Records

St. Clair County property record for 406 E Main St, Mascoutah, IL 62258

Property Summary

Property TypeCommercial
Details3,994 sqft · built 1980
Lot Size0.219 acres (9,583 sqft)
OwnerCompany on Record
Last Sale$225,000 (Feb 2019)
Tax Bill$6,755 (2019)
Deeds & MortgagesFeb 2024 Mortgage
Feb 2019 Sale & Line of Credit
APN10-32-0-148-017

Property Details

APN / Parcel Number

Primary APN10-32-0-148-017
Alternative APN
  • 10320148002

Interior

Building Area3,994 sqft Base Area

Exterior

Year BuiltBuilt 1980
Exterior MaterialCombination
Construction TypeWood
Lot Area9,583 sqft (0.219 acres)
PorchPorch

Location & Zoning

Old Parcel Number10320148002
Street Address406 E MAIN ST
CityMASCOUTAH
StateIL
Zip62258-2229
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionSCHMAHLS 1ST ADD LOT/SEC-2 LTS 2 & 3 A02603076
Legal SubdivisionSCHMAHLS 1ST ADD
Legal Lot Number2-3 3
JurisdictionST CLAIR IL
Township / Civil DivisionMASCOUTAH
Census Block Group3
Census Block3035
Census Tract504357

Owner

Source: St. Clair County assessment roll, as of January 1, 2022

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany on Record
Mailing Address410 E MAIN ST, MASCOUTAH, IL 62258-2229
Owner TypeCompany

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Commercial Mortgage
CITIZENS COMMUNITY BANK
Feb 1, 2019Warranty Deed, Transfer · Line of Credit
CITIZENS CMNTY BK

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 1, 2019 · Amount on Record
Deed SaleFeb 1, 2019 · Amount on Record
Prior SaleJan 20, 2016
Deed Document NumberA02603076
Record UpdatedJun 7, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Property Address406 E MAIN ST, MASCOUTAH, IL 62258-2229
Transaction TypeMortgage
Record UpdatedMar 13, 2024

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0A02806102
DateFeb 26, 2024
InstrumentA02806102
Lender
NameCITIZENS COMMUNITY BANK
TypeBank
AddressMASCOUTAH, IL 62258
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term60 Months
DueFeb 1, 2029
Interest
Rate TypeAdjustable Rate
Rate8.5%
Min Rate At Change7.25%
Max Rate21%

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateFeb 1, 2019
Property Address406 E MAIN ST, MASCOUTAH, IL 62258-2229
Document Number00A2603076
Instrument DateFeb 1, 2019
Instrument2603076
Transaction TypeTransfer
Record UpdatedFeb 27, 2019
Title CompanyBENCHMARK TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$337.50
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address410 E MAIN ST MASCOUTAH IL 622582229, MASCOUTAH, IL 62258-2229

Mortgage

Document NumberA2603077
DateFeb 1, 2019
Instrument2603077
Lender
NameCITIZENS CMNTY BK
TypeBank
AddressMASCOUTAH, IL 62258
Agreement
TypeLine of Credit
AmountAmount Recorded
Term60 Months
DueJan 31, 2024
Interest
Rate TypeAdjustable Rate
Rate5.55%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of January 1, 2022

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionMascoutah Township
MunicipalityMascoutah City
Unified School DistrictMascoutah Community Unit School District 19 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2022$94,223 Land $6,181 Building $88,042$282,669 Land $18,543 Building $264,126
2019$6,755.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMASCOUTAH
serves 8,759 people · EPA ID IL1630800
Water SourcePurchased surface water from S L M WATER COMMISSION
Last State InspectionJan 2025
Lead5 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 224 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Wisper ISP
Fixed Wireless
400 / 30

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