Bedford County property record for 406 E Main St, Bedford, VA 24523 · Last verified August 2026
| Property Type | Commercial > Retail |
|---|---|
| Year Built | Built 2002 |
| Square Footage | 2,035 sqft Total Area |
| Last Sale | $245,000 (2022) |
| Tax Bill | $955.00 (2026) |
| Primary APN | 214 A 160-T |
|---|---|
| Alternative APN |
|
| Units | 2 Units |
|---|---|
| Building Area | 2,035 sqft Total Area |
| Year Built | Built 2002 |
|---|---|
| Effective Year Built | Effective 2002 |
| Construction Type | Wood Construction |
| Porch | Open Porch |
| Cooling System | HVAC Cooling |
|---|
| Street Address | 406 E MAIN ST |
|---|---|
| City | BEDFORD |
| State | VA |
| Zip | 24523-2023 |
| Property Usage | Commercial Property Usage |
| Type | Commercial > Retail |
| Legal Description | E MAIN ST |
| Legal Subdivision | E MAIN ST |
| Jurisdiction | BEDFORD VA |
| Minor Civil Division | 6 |
| Census Blockgroup | 1 |
| Census Block | 1014 |
| Census Tract | 50101 |
Source: Bedford County records · APN 214 A 160-T
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 406 E MAIN ST, BEDFORD, VA 24523-2023 |
| Owner Type | Owner is a Company |
| Vesting | Company |
| Date | Document |
|---|---|
| Oct 17, 2025 | Deed of Trust, Mortgage THE BANK OF CHARLOTTE COUNTY |
| Dec 08, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST |
| Dec 08, 2017 | Deed of Trust, Mortgage · Commercial Mortgage UNION BANK & TRUST |
| Dec 22, 2022 | Warranty Deed, Transfer · Line of Credit THE BANK OF CHARLOTTE COUNTY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Dec 22, 2022 · Amount on Record |
| Deed Sale | Dec 22, 2022 · Amount on Record |
| Deed Doc Number | 202213408 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 406 E MAIN ST, BEDFORD, VA 24523-2017 |
| Transaction Type | Mortgage |
| Record Updated | Nov 05, 2025 |
| Name | Verified Name |
|---|---|
| Address | 406A E MAIN ST, BEDFORD, VA 24523-2017 |
| Document Number | 0250009001 |
|---|---|
| Date | Oct 17, 2025 |
| Instrument | 250009001 |
| Name | THE BANK OF CHARLOTTE COUNTY |
|---|---|
| Type | Bank |
| Address | PHENIX, VA 23959 |
| Amount | Amount Recorded |
|---|---|
| Term | 240 Months |
| Due | Oct 17, 2045 |
| Rate | 7.47% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 406 E MAIN ST, BEDFORD, VA 24523-2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Title Company | VIRGINIA TITLE CENTER LLC |
| Name | Verified Name |
|---|
| Document Number | 0170011518 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 170011518 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BEDFORD VA |
| Property Address | 406 E MAIN ST, BEDFORD, VA 24523-2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 01, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0170011516 |
|---|---|
| Date | Dec 08, 2017 |
| Instrument | 170011516 |
| Name | UNION BANK & TRUST |
|---|
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BEDFORD VA |
| Recording Date | Dec 22, 2022 |
| Property Address | 406 E MAIN ST, BEDFORD, VA 24523-2017 |
| Document Number | 0220013408 |
| Instrument Date | Dec 20, 2022 |
| Instrument | 220013408 |
| Transaction Type | Transfer |
| Record Updated | Feb 01, 2023 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|
| Document Number | 0220013409 |
|---|---|
| Date | Dec 22, 2022 |
| Instrument | 220013409 |
| Name | THE BANK OF CHARLOTTE COUNTY |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Bedford County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Bedford County |
| Municipality | Bedford Town |
| Unified School District | Bedford County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $955.00 | $233,000 (+1%) Land $37,300 Building $195,700 | |
| 2023 | $955.00 Additional exemption filed | $116,500 | $233,000 Land $37,300 Building $195,700 |
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