Lorain County property record for 406 E Main St, Amherst, OH 44001
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,916 sqft · built 1925 |
| Lot Size | 1.89 acres (82,328 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $216,000 (Jun 2021) |
| Tax Bill | $3,671 (2025) |
| Deeds & Mortgages | Jun 2021 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-00-029-000-005 |
| Primary APN | 05-00-029-000-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,916 sqft Living Area |
| Gross Area | 2,652 sqft |
| 1st Floor Area | 1,349 sqft |
| Upper Floors Area | 454 sqft |
| Basement Area | 1,349 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1925 |
|---|---|
| Effective Year Built | Effective 1970 |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 82,328 sqft (1.89 acres) |
| Garage Type | Attached |
| Garage Area | 483 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Enclosed Frame Porch |
| Porch Area | 389 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Street Address | 406 E MAIN ST |
|---|---|
| City | AMHERST |
| State | OH |
| Zip | 44001-2838 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 3/5/15 NAME CORRECTION |
| Legal Subdivision | AMHERST |
| Legal Lot Number | 29,30 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | AMHERST |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 57100 |
Source: Lorain County records, as of May 16, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 E MAIN ST, AMHERST, OH 44001-2838 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Remainderman |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 4, 2021 · Amount on Record |
| Deed Sale | Jun 4, 2021 · Amount on Record |
| Prior Sale | Apr 15, 2015 · Amount on Record |
| Deed Document Number | 2021821440 |
| Prior Transfer Date | Nov 18, 2002 |
| Prior Transfer Doc | 0000870246 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jun 4, 2021 |
| Property Address | 406 E MAIN ST, AMHERST, OH 44001-2838 |
| Document Number | 20210821440 |
| Instrument Date | Jun 1, 2021 |
| Instrument | 2021-0821440 |
| Transaction Type | Transfer |
| Record Updated | Jun 15, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 406 E MAIN ST, AMHERST, OH 44001-2838 |
| Document Number | 20210821441 |
|---|---|
| Date | Jun 4, 2021 |
| Instrument | 2021-0821441 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 1, 2051 |
Source: Lorain County assessment roll, as of May 16, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Amherst Township |
| Unified School District | Firelands Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,671.00 (-3.04%) Homeowner's exemption | $90,920 (-0.64%) Land $21,510 Building $69,410 | $259,770 (-0.64%) Land $61,450 Building $198,320 |
| 2024 | $3,786.00 (+43.68%) | $91,504 (+61.86%) Land $21,508 Building $69,997 | $261,440 (+61.86%) Land $61,450 Building $199,990 |
| 2023 | $2,635.00 (+1.7%) | $56,532 (+%) Land $21,994 Building $34,538 | $161,520 (-) Land $62,840 Building $98,680 |
| 2022 | $2,591.00 | $56,530 Land $21,990 Building $34,540 | |
| 2021 | $161,520 Land $62,840 Building $98,680 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 7 (1994–2015) |
| Claims Outside the SFHA | 1 of 7 |
| Most Recent Claim | Jul 2015 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 74% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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