406 E Lane St, Raleigh, NC 27601 Property Records

Wake County property record for 406 E Lane St, Raleigh, NC 27601

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,763 sqft · built 1875
Lot Size	0.08 acres (3,485 sqft)
Owner	2 Company Names on File
Last Sale	$800,000 (Dec 2025)
Tax Bill	$7,072 (2025)
Deeds & Mortgages	Mar 2026 Transfer Dec 2025 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`1704.20-90-0208-000`

Property Details

APN / Parcel Number

Primary APN	`1704.20-90-0208-000`
Alternative APNs	`1704.20-90-0208 0035247` `1704900208` `003524701` `0035247`

Interior

Full Baths	2 Baths
Total Rooms	9 Rooms
Stories	1 Story
Building Area	1,763 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1875
Effective Year Built	Effective 1985
Architectural Style	Conventional
Construction Type	Frame
Roof Type	Mansard
Lot Area	3,485 sqft (0.08 acres)
Porch	Open Porch
Porch Area	226 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	0035247
Street Address	406 E LANE ST
City	RALEIGH
State	NC
Zip	27601-1120
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-10
Legal Description	406 E LANE STREET
Jurisdiction	WAKE NC
Township / Civil Division	RALEIGH
Census Block Group	1
Census Block	1015
Census Tract	50100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Oakwood Historic District listed 1974 · 237 contributing resources · NRIS 74001380

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

406 E Lane St is owned by a company that bought it in December 2025.

Source: Wake County records, as of April 2, 2026

Owner of Record	2 Company Names on File
Mailing Address	406 E LANE ST, RALEIGH, NC 27601-1120
Owner Type	Company
Vesting	Life Tenant

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Mar 2, 2026	Intrafamily Transfer, Transfer
Dec 15, 2025	Warranty Deed, Transfer · Conventional Mortgage PROVIDENT FUNDING ASSOCIATES LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 15, 2025 · Amount on File
Deed Sale	Dec 15, 2025 · Amount on File
Prior Sale	Jan 1, 1978 · Amount on File
Deed Document Number	202597899
Deed Book / Page	20095 / 1071
Prior Transfer Date	May 16, 2003
Prior Transfer Doc	1021001610
Record Updated	Oct 29, 2026

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	WAKE NC
Recording Date	Mar 2, 2026
Property Address	406 E LANE ST, RALEIGH, NC 27601-1120
Document Number	020159/571
Book / Page	20159 / 571
Instrument Date	Feb 19, 2026
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	406 E LANE ST, RALEIGH, NC 27601-1120

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	406 E LANE ST, RALEIGH, NC 27601-1120

December 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WAKE NC
Recording Date	Dec 15, 2025
Property Address	406 E LANE ST, RALEIGH, NC 27601-1120
Document Number	20095/1071
Book / Page	20095 / 1071
Instrument Date	Dec 15, 2025
Transaction Type	Transfer
Record Updated	Jan 6, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,600.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	753 FINNBAR DR, CARY, NC 27519-7091

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E LANE ST, RALEIGH, NC 27601-1120

Mortgage

Document Number	0200951074
Date	Dec 15, 2025
Instrument	20095/1074

Lender

Name	PROVIDENT FUNDING ASSOCIATES LP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2056

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Lane St was $7,072.

Source: Wake County assessment roll, as of September 9, 2025

Property Jurisdictions

Type	Name
State	North Carolina
County	Wake County
Municipality	Raleigh City
Unified School District	Wake County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$7,072.00	$808,651 Land $541,500 Building $267,151	$808,651 (-) Land $541,500 Building $267,151
2024			$808,651 (+52.8%) Land $541,500 Building $267,151
2023	$5,788.00	$529,239 Land $255,000 Building $274,239	$529,239 Land $255,000 Building $274,239

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 406 E Lane St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer, effective September 7, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	4 (1996–2011)
Claims Outside the SFHA	2 of 4
Most Recent Claim	Aug 2011 · rainfall accumulation
Claims by Event	Hurricane Fran, Sep 1996 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 E Lane St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RALEIGH serves 650,000 people · EPA ID NC0392010
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Google Fiber Fiber	8,000 / 8,000
AT&T Fiber · DSL · Fixed Wireless in parts of the area	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20

May also be available: Verizon.

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