406 E King St, Winona, MN 55987 Property Records

Winona County property record for 406 E King St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,321 sqft · built 1860
Lot Size	0.16 acres (6,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$300,000 (Jul 2023)
Tax Bill	$2,356 (2026)
Deeds & Mortgages	Jul 2023 Sale & Mortgage Apr 2022 Sale & Mortgage + 1 more
APN	`32.110.0270`

Property Details

APN / Parcel Number

Primary APN	`32.110.0270`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,321 sqft Living Area
1st Floor Area	1,321 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1860
Effective Year Built	Effective 1990
Architectural Style	Ranch
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)
Lot Dimensions	140 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	936 sqft
Porch	Porch
Porch Area	152 sqft
Patio Area	432 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 E KING ST
City	WINONA
State	MN
Zip	55987-4022
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 CURTIS 3RD ADDITION LOT-008 BLOCK-009
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	CURTIS 3RD ADDITION
Legal Block	9
Legal Lot Number	8
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2007
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E KING ST, WINONA, MN 55987-4022
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2023	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 5, 2022	Personal Representative Deed, Transfer · Conventional Mortgage MERCHANTS BANK NA
Apr 5, 2022	Affidavit of Death of Joint Tenant, Transfer NOT AVAILABLE, DOMA INS AGCY OF MINNESOLA I

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 21, 2023 · Amount on Record
Deed Sale	Jul 21, 2023 · Amount on Record
Prior Sale	Apr 5, 2022 · Amount on Record
Deed Document Number	2023649955
Transfer Doc	000A641857
Record Updated	Oct 29, 2026

July 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Jul 21, 2023
Property Address	406 E KING ST, WINONA, MN 55987-4022
Document Number	000A649955
Instrument Date	Jun 30, 2023
Instrument	A649955
Transaction Type	Transfer
Record Updated	Aug 11, 2023
Title Company	RIVER VALLEY TITLE GROUP LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$990.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 E KING ST, WINONA, MN 55987-4022

Mortgage

Document Number	000A649956
Date	Jul 21, 2023
Instrument	A649956

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 1, 2038

April 2022: Personal Representative Deed, Transfer

Document Type	Personal Representative Deed
Jurisdiction	WINONA MN
Recording Date	Apr 5, 2022
Property Address	406 E KING ST, WINONA, MN 55987-4022
Document Number	000A641861
Instrument Date	Mar 22, 2022
Instrument	A641861
Transaction Type	Transfer
Record Updated	May 3, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$610.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 E KING ST # E, E, WINONA, MN 55987-4022

Mortgage

Document Number	000A641862
Date	Apr 5, 2022
Instrument	A641862

Lender

Name	MERCHANTS BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Apr 1, 2037

April 2022: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	WINONA MN
Recording Date	Apr 5, 2022
Property Address	406 E KING ST, WINONA, MN 55987-4022
Document Number	000A641857
Instrument Date	Mar 22, 2022
Instrument	A641857
Transaction Type	Transfer
Record Updated	Apr 22, 2022
Title Company	NOT AVAILABLE, DOMA INS AGCY OF MINNESOLA I

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,356.00 (+36.98%) Homeowner's exemption	$294,100 (+33.32%) Land $40,600 Building $253,500	$294,100 (+33.32%) Land $40,600 Building $253,500
2025		$220,600 (+4.15%) Land $40,600 Building $180,000	$220,600 (+4.15%) Land $40,600 Building $180,000
2023	$1,720.00 Homeowner's exemption	$211,800 Land $39,000 Building $172,800	$211,800 Land $39,000 Building $172,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 84% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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