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406 E Kensington Rd, Mount Prospect, IL 60056 Property Records

Cook County property record for 406 E Kensington Rd, Mount Prospect, IL 60056

Property Summary

Property TypeCondominium
Details2 bd · 1,000 sqft · built 1978
Lot Size3.2 acres (139,443 sqft)
Owner2 Individual Names on File
Last Sale$172,000 (Nov 2023)
Tax Bill$2,577 (2023)
Deeds & MortgagesNov 2023 Transfer
Nov 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN03-27-401-074-1023

Property Details

APN / Parcel Number

Primary APN03-27-401-074-1023

Interior

Bedrooms2 Beds
Units12 Units
Building Area1,000 sqft Living Area

Exterior

Year BuiltBuilt 1978
Effective Year BuiltEffective 1978
Architectural StyleCondo/Apartment
Lot Area139,443 sqft

Location & Zoning

Street Address406 E KENSINGTON RD, E
CityMOUNT PROSPECT
StateIL
Zip60056-1228
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Legal Description(KENSINGTON) (COMMONS) CONDOMINIUM SEC 27-42-11
Legal Range11E
Legal Township42N
Legal Section27
Legal SubdivisionKENSINGTON COMMONS CONDOMINIUM
Legal Lot Number1-3
JurisdictionCOOK IL
Township / Civil DivisionWHEELING
Census Block Group1
Census Block1001
Census Tract802701

Owner

406 E Kensington Rd is owned by two individuals who bought it in November 2023.

Source: Cook County records, as of May 27, 2026

Owner of Record2 Individual Names on File
Mailing Address406 E KENSINGTON RD, E, MOUNT PROSPECT, IL 60056-1228
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 15, 2023Correction Deed
CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO
Nov 1, 2023Warranty Deed, Transfer · Conventional Mortgage
GUARANTEED RATE AFFINITY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 1, 2023 · Amount on File
Deed SaleNov 1, 2023 · Amount on File
Prior SaleJan 25, 2012 · Amount on File
Deed Document Number202329075
Prior Transfer DateMar 5, 2012
Prior Transfer Doc0000050019
Record UpdatedOct 29, 2026

November 2023: Correction Deed

Document TypeCorrection Deed
JurisdictionCOOK IL
Recording DateNov 15, 2023
Property Address406 E KENSINGTON RD, MOUNT PROSPECT, IL 60056-1228
Document Number0031941204
Map ReferenceDOC 25074922
Instrument DateNov 10, 2023
Instrument2331941204
Record UpdatedApr 9, 2024
Title CompanyCHICAGO TITLE COMPANY, CHICAGO TITLE INS CO

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name

November 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCOOK IL
Recording DateNov 1, 2023
Property Address406 E KENSINGTON RD, MOUNT PROSPECT, IL 60056-1228
Document Number0030529075
Map ReferenceDOC 25074922
Instrument DateOct 23, 2023
Instrument2330529075
Transaction TypeTransfer
Record UpdatedApr 9, 2024
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$172.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address1302 E WANEKLY PLACE, ARLINGTON HEIGHTS, IL 60004

Mortgage

Document Number0030529076
DateNov 1, 2023
Instrument2330529076
Lender
NameGUARANTEED RATE AFFINITY LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2053
Interest
Rate TypeFixed Rate
Rate7.62%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyCook County
County SubdivisionWheeling Township
MunicipalityMount Prospect Village
Secondary School DistrictTownship High School District 214 (09 - 12)
Elementary School DistrictRiver Trails School District 26 (PK - 08)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$17,263 Land $1,232 Building $16,031$172,630 Land $12,320 Building $160,310
2023$2,577.00 (+5.53%)
2022$2,442.00 (+2.3%)$11,899 (+13.07%) Land $985 Building $10,914$118,990 (+13.07%) Land $9,850 Building $109,140
2021$2,387.00 Homeowner's exemption$10,524 Land $308 Building $10,216$105,240 Land $3,080 Building $102,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 E Kensington Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims1 (2018)
Claims Outside the SFHA1 of 1
Most Recent ClaimMay 2018 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 E Kensington Rd has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemIL AMERICAN-CHICAGO SUBURBAN
private · serves 11,187 people · EPA ID IL0315150
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 229 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		2,000 / 250
Astound Broadband
Cable		1,500 / 50
Verizon
Fixed Wireless		1,000 / 75
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

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