406 E Kansas St, Cairo, NE 68824 Property Records

Hall County property record for 406 E Kansas St, Cairo, NE 68824

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,252 sqft · built 1983
Lot Size	0.769 acres (33,480 sqft)
Owner	2 Individual Names on Record
Last Sale	$140,000 (Dec 2013)
Tax Bill	$481 (2025)
Deeds & Mortgages	Nov 2021 Mortgage Jul 2020 Mortgage
Flood Zone	Zone A (high risk)
APN	`3213-00-0-20041-000-0009`

Property Details

APN / Parcel Number

Primary APN	`3213-00-0-20041-000-0009`
Alternative APN	`400171643`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Building Area	1,252 sqft Living Area
1st Floor Area	1,252 sqft
Basement Area	1,120 sqft
Finished Basement	1,120 sqft

Exterior

Year Built	Built 1983
Effective Year Built	Effective 1983
Architectural Style	Bi-Level
Exterior Material	Vinyl
Construction Type	Frame
Foundation Type	Raised
Roof Material	Composition Shingle
Lot Area	33,480 sqft (0.769 acres)
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab
Porch Area	104 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	406 E KANSAS ST
City	CAIRO
State	NE
Zip	68824-9470
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	01-SINGLE
Legal Description	CAIRO MAYFIELD VILLAGE GASCHO-JANTZI SUBLT 9; MAP NUMBER: 3213-00-0-20041-000-0009
Legal Subdivision	GASCHO-JANTZI SUB
Legal Lot Number	9
Jurisdiction	HALL NE
Township / Civil Division	MAYFIELD
Census Block Group	1
Census Block	1033
Census Tract	100

Owner

Source: Hall County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E KANSAS ST, CAIRO, NE 68824-9470
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 22, 2021	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jul 8, 2020	Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 19, 2013 · Amount on Record
Deed Sale	Dec 19, 2013 · Amount on Record
Deed Document Number	20139833
Record Updated	Oct 29, 2026

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	406 E KANSAS ST, CAIRO, NE 68824-9470
Transaction Type	Mortgage
Record Updated	Dec 16, 2021
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009877
Date	Nov 22, 2021
Instrument	202109877

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2051

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HALL NE
Property Address	406 E KANSAS ST, CAIRO, NE 68824-9470
Document Number	0000004825
Instrument Date	Jul 8, 2020
Transaction Type	Mortgage
Record Updated	Jul 28, 2020
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 E KANSAS ST CAIRO NE 688249470, CAIRO, NE 68824-9470

Mortgage

Document Number	0000004825
Date	Jul 13, 2020
Instrument	4825

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 12, 2050

Tax Assessment & Valuation

Source: Hall County assessment roll, as of January 13, 2026

Property Jurisdictions

Type	Name
State	Nebraska
Municipality	Cairo Village
County	Hall County
Unified School District	Centura Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$262,784 (+6.03%) Land $40,595 Building $222,189	$262,784 (+6.03%) Land $40,595 Building $222,189
2025	$481.00 (-24.84%) Homeowner's exemption	$247,832 (+11.07%) Land $40,595 Building $207,237	$247,832 (+11.07%) Land $40,595 Building $207,237
2024	$640.00 (+33.33%)
2023		$223,123 (+43.13%) Land $40,595 Building $182,528	$223,123 (+43.13%) Land $40,595 Building $182,528
2022	$480.00 Homeowner's exemption	$155,893 Land $33,480 Building $122,413	$155,893 Land $33,480 Building $122,413

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone A high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	Not determined for this zone
Flood Insurance Requirement	Required federally backed loans
Nearby Flood Policies	5 in force
Nearby Flood Claims	1 (2009)
Most Recent Claim	Sep 2009 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.9% of Nebraska
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VILLAGE OF CAIRO serves 785 people · EPA ID NE3107906
Water Source	Groundwater
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 113 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Prairie Hills Wireless Fixed Wireless	1,000 / 100
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: GigFire, Great Plains Communications, Viaero Wireless.

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