406 E Howard St, Winona, MN 55987 Property Records

Winona County property record for 406 E Howard St, Winona, MN 55987

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,355 sqft · built 1926
Lot Size	0.103 acres (4,487 sqft)
Owner	2 Individual Names on Record
Last Sale	$220,000 (Sep 2023)
Tax Bill	$1,558 (2026)
Deeds & Mortgages	Sep 2023 Sale & Mortgage
APN	`32.400.2060`

Property Details

APN / Parcel Number

Primary APN	`32.400.2060`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Stories	1 Story
Building Area	1,355 sqft Living Area
1st Floor Area	934 sqft
Flooring	Vinyl/Resilient
Interior Walls	Plaster

Exterior

Year Built	Built 1926
Effective Year Built	Effective 1989
Exterior Material	Stucco
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,487 sqft (0.103 acres)
Lot Dimensions	90 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	252 sqft
Porch	Porch
Porch Area	66 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Hot Water

Location & Zoning

Street Address	406 E HOWARD ST
City	WINONA
State	MN
Zip	55987-4017
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SECT-26 TWP-107 RANGE-007 PLUMERS ADDITION LOT-008 BLOCK-018 S 90'
Legal Range	007
Legal Township	107
Legal Section	26
Legal Subdivision	PLUMERS ADDITION
Legal Block	18
Legal Lot Number	8
Jurisdiction	WINONA MN
Township / Civil Division	WINONA
Census Block Group	2
Census Block	2024
Census Tract	670600

Owner

Source: Winona County records, as of September 4, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E HOWARD ST, WINONA, MN 55987-4017
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 14, 2023 · Amount on Record
Deed Sale	Sep 14, 2023 · Amount on Record
Deed Document Number	2023650878
Record Updated	Oct 29, 2026

September 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINONA MN
Recording Date	Sep 14, 2023
Property Address	406 E HOWARD ST, WINONA, MN 55987-4017
Document Number	000A650878
Instrument Date	Sep 12, 2023
Instrument	A650878
Transaction Type	Transfer
Record Updated	Oct 6, 2023
Title Company	KNIGHT BARRY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$726.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	406 E HOWARD ST, WINONA, MN 55987-4017

Mortgage

Document Number	000A650879
Date	Sep 14, 2023
Instrument	A650879

Lender

Name	WINONA NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2053

Tax Assessment & Valuation

Source: Winona County assessment roll, as of September 4, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Winona County
Municipality	Winona City
Unified School District	Winona Area Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,558.00 (+16.1%) Homeowner's exemption	$190,300 (+20.37%) Land $32,100 Building $158,200	$190,300 (+20.37%) Land $32,100 Building $158,200
2025		$158,100 (+4.63%) Land $32,100 Building $126,000	$158,100 (+4.63%) Land $32,100 Building $126,000
2023	$1,342.00 Homeowner's exemption	$151,100 Land $30,900 Building $120,200	$151,100 Land $30,900 Building $120,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Winona serves 27,782 people · EPA ID MN1850013
Water Source	Groundwater
Last State Inspection	Mar 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Radium resolved · Jul 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 770 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: GigFire, Hiawatha Broadband Communications, Verizon.

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