406 E High St, Urbana, IL 61801 Property Records

Champaign County property record for 406 E High St, Urbana, IL 61801

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,284 sqft · built 1894
Lot Size	0.129 acres (5,607 sqft)
Owner	Individual Name on File
Last Sale	$95,000 (Sep 2018)
Tax Bill	$4,135 (2025)
Deeds & Mortgages	Sep 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`92-21-17-239-007`

Property Details

APN / Parcel Number

Primary APN	`92-21-17-239-007`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,284 sqft Building Perimeter
1st Floor Area	1,284 sqft
Flooring	Wood
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1894
Effective Year Built	Effective 1894
Exterior Material	Stucco
Foundation Type	No Foundation
Roof Material	Other
Lot Area	5,607 sqft (0.129 acres)
Lot Dimensions	89 ft deep x 63 ft wide
Garage Type	Detached
Garage Area	484 sqft
Driveway	Asphalt Driveway
Driveway Area	390 sqft
Parking Spaces	2 Parking Spaces
Porch	Slab

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Central

Location & Zoning

Street Address	406 E HIGH ST
City	URBANA
State	IL
Zip	61801-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOTS PT 5, PT 8 BLOCK 2 WEBBERS, GEORGE G., 2ND ADD
Legal Range	09E
Legal Township	19N
Legal Section	17
Legal Subdivision	WEBBERS, GEORGE G., 2ND ADD
Legal Block	2
Legal Lot Number	8
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	CUNNINGHAM
Census Block Group	1
Census Block	1021
Census Tract	5500

Owner

Source: Champaign County assessment roll, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E HIGH ST, URBANA, IL 61801-3308
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 27, 2018 · Amount on Record
Deed Sale	Sep 27, 2018 · Amount on Record
Prior Sale	Jan 24, 2011 · Amount on Record
Deed Document Number	201816867
Prior Transfer Date	Aug 10, 2004
Prior Transfer Doc	0000008648
Record Updated	Sep 20, 2026

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Sep 27, 2018
Property Address	406 E HIGH ST, URBANA, IL 61801-3308
Document Number	0000016867
Map Reference	DD26 PG146
Instrument Date	Sep 21, 2018
Instrument	2018R16867
Transaction Type	Transfer
Record Updated	Apr 28, 2022
Title Company	ATTORNEY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$142.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E HIGH ST, URBANA, IL 61801-3308

Mortgage

Document Number	0000016868
Date	Sep 27, 2018
Instrument	2018R16868

Lender

Name	UNIVERSITY OF ILLINOIS COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Oct 1, 2033

Interest

Rate Type	Fixed Rate
Rate	4.37%

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	Cunningham Township
Municipality	Urbana City
Unified School District	Urbana School District 116 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,135.00 (+4.63%)	$46,890 (+25.91%) Land $11,140 Building $35,750	$140,670 (+25.91%) Land $33,420 Building $107,250
2024	$3,952.00 (+16.89%)
2022	$3,381.00 Homeowner's exemption	$37,240 Land $8,850 Building $28,390	$111,720 Land $26,550 Building $85,170

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 621 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
WH i3B Bidco LLC/WH i3B Topco Fiber	8,000 / 8,000
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: AMG Technology Investment Group, Consolidated Communications, Gargoyle Technologies.