Lancaster County property record for 406 E Gay St, Lancaster, SC 29720
| Property Type | Vacant Land |
|---|---|
| Details | 1 ba · 1,010 sqft · built 1940 |
| Lot Size | 58 acres (2,526,480 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $5,000 (May 2021) |
| Tax Bill | $129 (2025) |
| Deeds & Mortgages | May 2021 Sale Dec 2017 Loan Modification + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0068O-0A-007.00 |
| Primary APN | 0068O-0A-007.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,010 sqft Finished Area |
| Gross Area | 1,170 sqft |
| Year Built | Built 1940 |
|---|---|
| Effective Year Built | Effective 1950 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 2,526,480 sqft (58 acres) |
| Lot Dimensions | 11.4 ft deep x 58 ft wide |
| Porch | Porch |
| Porch Area | 160 sqft |
| Heating System | Other |
|---|
| Account Number | 9586 |
|---|---|
| Street Address | 406 E GAY ST |
| City | LANCASTER |
| State | SC |
| Zip | 29720-2592 |
| Property Category | Vacant Land |
| Property Type | Vacant Land > Uncategorized |
| Local Zoning Code | CITY |
| Legal Description | 58X114 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 1 |
| Census Block | 1082 |
| Census Tract | 10700 |
Source: Lancaster County records, as of May 27, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 1915 TRUMAN RD, CHARLOTTE, NC 28205-3718 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2021 | Deed, Transfer |
| Dec 18, 2017 | Loan Modification, Mortgage · Line of Credit MISCELLANEOUS GOVT AGCY |
| Jun 29, 2017 | Warranty Deed, Transfer SC STATE HOUSING FINANCE & DEVELOPMENT |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | May 27, 2021 · Amount on Record |
| Deed Sale | May 27, 2021 · Amount on Record |
| Prior Sale | Jun 29, 2017 · Amount on Record |
| Deed Document Number | 202111015 |
| Deed Book / Page | 1439 / 68 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | May 27, 2021 |
| Property Address | 406 E GAY ST, LANCASTER, SC 29720-2592 |
| Document Number | 0000011015 |
| Book / Page | 1439 / 68 |
| Instrument Date | May 25, 2021 |
| Instrument | 2021011015 |
| Transaction Type | Transfer |
| Record Updated | Apr 17, 2023 |
| Amount | Amount Recorded |
|---|---|
| Tax | $18.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 406 E GAY ST, LANCASTER, SC 29720-2592 |
| Document Number | 0000018717 |
| Book / Page | 003477 / 000168 |
| Instrument Date | Dec 18, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Jan 3, 2018 |
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 406 E GAY ST LANCASTER SC 297202592, LANCASTER, SC 29720-2592 |
| Investor | Possibly a Property Investor |
| Document Number | 0000018717 |
|---|---|
| Date | Dec 21, 2017 |
| Book Page | 003477/000168 |
| Instrument | 18717 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | COLUMBIA, SC 29210 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Dec 20, 2020 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Jun 29, 2017 |
| Property Address | 406 E GAY ST, LANCASTER, SC 29720-2592 |
| Document Number | 0000009369 |
| Book / Page | 1064 / 198 |
| Instrument Date | Jun 20, 2017 |
| Instrument | 2017009369 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2022 |
| Amount | Amount Recorded |
|---|---|
| Tax | $11.10 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | PO BOX 450, ROCK HILL, SC 29731-6450 |
| Investor | Possibly a Property Investor |
| Document Number | 0000009370 |
|---|---|
| Date | Jun 29, 2017 |
| Book Page | MORT 3379/344 |
| Instrument | 2017009370 |
| Name | SC STATE HOUSING FINANCE & DEVELOPMENT |
|---|---|
| Type | Government Agency |
| Address | COLUMBIA, SC 29210 |
| Amount | Amount Recorded |
|---|
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Municipality | Lancaster City |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $129.00 (-1.53%) | $300 (-) Land $300 | $5,000 (-) Land $5,000 |
| 2024 | $131.00 (-1.5%) | ||
| 2023 | $133.00 | $300 Land $300 | $5,000 Land $5,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 2 (1997) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Jul 1997 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 281 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
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