406 E Franklin St, Circleville, OH 43113 Property Records

Pickaway County property record for 406 E Franklin St, Circleville, OH 43113

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 944 sqft · built 2000
Lot Size	0.113 acres (4,950 sqft)
Owner	Individual Name on File
Last Sale	$86,500 (Oct 2017)
Tax Bill	$2,794 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Sep 2017 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`A05-2-044-00-010-00`

Property Details

APN / Parcel Number

Primary APN	`A05-2-044-00-010-00`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	944 sqft Living Area
1st Floor Area	728 sqft

Exterior

Year Built	Built 2000
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	4,950 sqft (0.113 acres)
Lot Dimensions	165 ft deep x 30 ft wide
Porch	Enclosed Porch
Porch Area	186 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 E FRANKLIN ST
City	CIRCLEVILLE
State	OH
Zip	43113-1835
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT-395 E 1/2
Legal Subdivision	CIRCLEVILLE
Legal Lot Number	395
Jurisdiction	PICKAWAY OH
Township / Civil Division	CIRCLEVILLE
Census Block Group	1
Census Block	1007
Census Tract	20200

Owner

406 E Franklin St is owned and occupied by an individual who bought it in October 2017.

Source: Pickaway County records, as of March 2, 2026

Owner of Record	Individual Name on File
Mailing Address	406 E FRANKLIN ST, CIRCLEVILLE, OH 43113-1835
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 27, 2021	Deed of Trust, Mortgage · Conventional Mortgage US BANK NA
Sep 18, 2017	Deed of Trust, Mortgage · Line of Credit THE SAVINGS BANK
Oct 31, 2017	Warranty Deed, Transfer · FHA Mortgage GSF MORTGAGE CORP
Feb 22, 2017	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 31, 2017 · Amount on File
Deed Sale	Oct 31, 2017 · Amount on File
Prior Sale	Feb 22, 2017
Deed Document Number	0000007215
Deed Book / Page	745 / 2215
Record Updated	Jun 8, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKAWAY OH
Property Address	406 E FRANKLIN ST, CIRCLEVILLE, OH 43113-1835
Transaction Type	Mortgage
Record Updated	Jan 10, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011249
Date	Dec 27, 2021
Book Page	790/3448
Instrument	202100011249

Lender

Name	US BANK NA
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

September 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PICKAWAY OH
Property Address	406 E FRANKLIN ST, CIRCLEVILLE, OH 43113-1835
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	TRANSCOUNTY TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006183
Date	Sep 18, 2017
Book Page	744/0460
Instrument	201700006183

Lender

Name	THE SAVINGS BANK
Type	Bank
Address	CIRCLEVILLE, OH 43113

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	180 Months
Due	Sep 15, 2032

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKAWAY OH
Recording Date	Oct 31, 2017
Property Address	406 E FRANKLIN ST, CIRCLEVILLE, OH 43113-1835
Document Number	0000007215
Book / Page	745 / 2215
Instrument Date	Oct 26, 2017
Instrument	201700007215
Transaction Type	Transfer
Record Updated	Mar 3, 2022
Title Company	TRANSCOUNTY TITLE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	15430 W CAPITOL DR STE 100, 100, BROOKFIELD, WI 53005-2626

Mortgage

Document Number	0000007216
Date	Oct 31, 2017
Book Page	745/2216
Instrument	201700007216

Lender

Name	GSF MORTGAGE CORP
Type	Mortgage Company
Address	BROOKFIELD, WI 53005

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

February 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PICKAWAY OH
Recording Date	Feb 22, 2017
Property Address	406 E FRANKLIN ST, CIRCLEVILLE, OH 43113-1835
Document Number	0000001391
Book / Page	000735 / 002355
Instrument Date	Feb 8, 2016
Instrument	1391
Transaction Type	Transfer
Record Updated	Mar 17, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E FRANKLIN ST CIRCLEVILLE OH 431131835, CIRCLEVILLE, OH 43113-1835

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Franklin St was $2,794 with exemptions applied.

Source: Pickaway County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Ohio
County	Pickaway County
Municipality	Circleville City
Unified School District	Circleville City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,794.00 Homeowner's exemption Senior Citizen's exemption	$36,890 (-) Land $5,940 Building $30,950	$105,420 (-) Land $16,980 Building $88,440
2024	Homeowner's exemption Senior Citizen's exemption	$36,890 (-) Land $5,940 Building $30,950	$105,420 (-) Land $16,980 Building $88,440
2023	$1,293.00 Homeowner's exemption Senior Citizen's exemption	$36,890 (+18.85%) Land $5,940 Building $30,950	$105,420 (+18.89%) Land $16,980 Building $88,440
2022	Homeowner's exemption Senior Citizen's exemption	$31,040 Land $4,980 Building $26,060	$88,670 Land $14,220 Building $74,450

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 406 E Franklin St in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2017.

Source: FEMA National Flood Hazard Layer, effective July 22, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	3 (2017–2025)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Jun 2025 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 406 E Franklin St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CIRCLEVILLE CITY PWS serves 13,927 people · EPA ID OH6500412
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 680 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Glo Fiber Fiber	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: T-Mobile.

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