406 E Elm St, Gillespie, IL 62033 Property Records

Macoupin County property record for 406 E Elm St, Gillespie, IL 62033 · Last verified July 2026

Property Summary

Property TypeSingle Family Home
Lot Size0.172 acres (7,500 sqft)
OwnerIndividual Name on File
Last Sale$99,750 (Sep 2025)
Tax Bill$1,747 (2025)
Deeds & MortgagesSep 2017 Mortgage
Sep 2025 Mortgage
APN19-13-478-004

Property Details

APN / Parcel Number

Primary APN19-13-478-004
Alternative APN
  • 10-001-330-00

Exterior

Lot Area7,500 sqft (0.172 acres)
Lot Dimensions150 ft deep x 50 ft wide

Location & Zoning

Street Address406 E ELM ST
CityGILLESPIE
StateIL
Zip62033-1436
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 9 BLK 12 P C HUGGINS ADDN 50 X 150 19-13-478-004
Legal SubdivisionP C HUGGINS ADDN
Legal Block12
Legal Lot Number9
JurisdictionMACOUPIN IL
Township / Civil DivisionGILLESPIE
Census Block Group4
Census Block4001
Census Tract956900

Owner

Source: Macoupin County records · APN 19-13-478-004

Assessment roll updated July 7, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 E ELM ST, GILLESPIE, IL 62033-1436
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 21, 2017Deed of Trust, Mortgage · Conventional Mortgage
UNITED COMMUNITY BANK
Sep 08, 2025Intrafamily Transfer, Transfer · Conventional Mortgage
SCOTT CU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleSep 08, 2025 · Amount on Record
Deed SaleSep 08, 2025 · Amount on Record
Prior SaleApr 13, 1993 · Amount on Record
Deed Document Number2025619708
Record UpdatedSep 20, 2026

September 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMACOUPIN IL
Property Address406 E ELM ST, GILLESPIE, IL 62033-1436
Transaction TypeMortgage
Record UpdatedSep 25, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
InvestorPossibly a Property Investor

Mortgage

Document Number0000563981
DateSep 21, 2017
Instrument563981
Lender
NameUNITED COMMUNITY BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term120 Months
DueSep 11, 2027
Interest
Rate TypeAdjustable Rate
Min Rate At Change4.75%
Max Rate At Change1.08%

September 2025: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMACOUPIN IL
Recording DateSep 08, 2025
Property Address406 E ELM ST, GILLESPIE, IL 62033-1436
Document Number0000619708
Instrument DateSep 08, 2025
Instrument619708
Transaction TypeTransfer
Record UpdatedSep 25, 2025
Title CompanyMACON COUNTY TITLE LLC, M COUNTY TITLE LLC

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E ELM ST, GILLESPIE, IL 62033-1436

Mortgage

Document Number0000619709
DateSep 08, 2025
Instrument619709
Lender
NameSCOTT CU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueOct 01, 2055
Interest
Rate TypeAdjustable Rate
Rate6.62%
Type Change DateOct 01, 2032
Change Frequency6 Months
Min Rate At Change4.62%
Max Rate At Change8.62%
IndexSOFR Average 30-Day
Margin3
Max Rate11.6%

Tax Assessment & Valuation

Source: Macoupin County records · Assessment roll updated July 7, 2026 · Last verified July 2026

Property Jurisdictions

TypeName
StateIllinois
CountyMacoupin County
County SubdivisionGillespie Township
MunicipalityGillespie City
Unified School DistrictGillespie Community Unit School District 7 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$1,747.00 (+4.49%)$27,565 (+7%) Land $2,257 Building $25,308$82,695 (+7%) Land $6,771 Building $75,924
2024$1,672.00 (+5.62%)$25,761 (+15.56%) Land $2,109 Building $23,652$77,283 (+15.56%) Land $6,327 Building $70,956
2022$1,583.00$22,292 Land $1,825 Building $20,467$66,876 Land $5,475 Building $61,401

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneFEMA flood map data for this location is not available in our records

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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