Howard County property record for 406 E Elm St, Fayette, MO 65248
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2,000 sqft · built 1984 |
| Lot Size | 7.87 acres (342,817 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $1,262 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 12-1.0-11-001-001-003.000 |
| Primary APN | 12-1.0-11-001-001-003.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,000 sqft Total Area |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1984 |
|---|---|
| Effective Year Built | Effective 1984 |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 342,817 sqft (7.87 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Account Number | 3026 |
|---|---|
| Street Address | 406 E ELM ST |
| City | FAYETTE |
| State | MO |
| Zip | 65248-9757 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 8094-00 PT OL 77 BEG AT PT 722.7'S & 275.88' W OF NE COR NE TH W 747.12' SE 730' NE 638.22' NW TO PO B |
| Legal Range | 16 |
| Legal Township | 50 |
| Legal Section | 11 |
| Legal Subdivision | S11, T50, R16 |
| Jurisdiction | HOWARD MO |
| Township / Civil Division | RICHMOND |
| Census Block Group | 2 |
| Census Block | 2022 |
| Census Tract | 960300 |
Source: Howard County records, as of August 11, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 406 E ELM ST, FAYETTE, MO 65248-9757 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Transfer Date | Nov 25, 2011 |
| Transfer Doc | 457/153 |
| Record Updated | Sep 20, 2026 |
Source: Howard County assessment roll, as of August 11, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | Howard County |
| Municipality | Fayette City |
| Unified School District | Fayette R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $18,330 (-) | $99,195 (-) Land $14,900 Building $84,295 | |
| 2025 | $1,262.00 | $18,330 (-) | $99,195 (-) Land $14,900 Building $84,295 |
| 2024 | $1,262.00 (-0.16%) | ||
| 2023 | $1,264.00 (+0.16%) | $18,330 | $99,195 Land $14,900 Building $84,295 |
| 2022 | $1,262.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (2026) |
| Most Recent Claim | Jun 2026 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 42% of the US · above 45% of Missouri |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | FAYETTE PWS serves 2,800 people · EPA ID MO2010271 |
|---|---|
| Water Source | Purchased groundwater from HOWARD COUNTY REGIONAL WATER COMM |
| Last State Inspection | Feb 2023 |
| Lead | 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2018 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Socket Telecom Fiber | 2,500 / 2,500 |
| Air Link Rural Broadband Fiber | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: AT&T.
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