406 E Elm St, Albion, IL 62806 Property Records

Edwards County property record for 406 E Elm St, Albion, IL 62806

Property Summary

Property Type	Single Family Home
Lot Size	0.413 acres (18,020 sqft)
Owner	2 Individual Names on Record
Last Sale	$47,000 (Mar 2017)
Tax Bill	$1,045 (2025)
Deeds & Mortgages	Mar 2017 Sale & Mortgage
APN	`10-01-177-007`

Property Details

APN / Parcel Number

Primary APN	`10-01-177-007`
Alternative APN	`03-2-115-08`

Exterior

Lot Area	18,020 sqft (0.413 acres)

Location & Zoning

Street Address	406 E ELM ST
City	ALBION
State	IL
Zip	62806-1406
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	2,Q ,S ,T ,R ,L040,B00B,P217 REPLAT OF OUTLOTS 39+40 E25 LOT 4 EX E5 OF 6 +ALL 5 BLOCK B 8-1-08 166:108 WD 3-4-15 185:71 QCD
Legal Subdivision	BUNTINGS
Legal Block	B
Legal Lot Number	4
Jurisdiction	EDWARDS IL
Township / Civil Division	ALBION NO. 1
Census Block Group	1
Census Block	1011
Census Tract	957100

Owner

Source: Edwards County records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	406 E ELM ST, ALBION, IL 62806-1406
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2017 · Amount on Record
Deed Sale	Mar 10, 2017 · Amount on Record
Prior Sale	Jul 9, 2008
Deed Document Number	2017102717
Deed Book / Page	192 / 98
Prior Transfer Date	Feb 13, 2015
Prior Transfer Doc	0000100418
Record Updated	Oct 29, 2026

March 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EDWARDS IL
Recording Date	Mar 10, 2017
Property Address	406 E ELM ST, ALBION, IL 62806-1406
Document Number	192/98
Book / Page	192 / 98
Instrument Date	Mar 2, 2017
Instrument	102717
Transaction Type	Transfer
Record Updated	Nov 25, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$70.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	217 W SCHOOL ST, 217, WEST SALEM, IL 62476-1014

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	406 E ELM ST, ALBION, IL 62806-1406

Mortgage

Document Number	102718
Date	Mar 10, 2017
Instrument	102718

Lender

Name	PEOPLES NATIONAL BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Edwards County assessment roll, as of August 7, 2025

Property Jurisdictions

Type	Name
State	Illinois
Municipality	Albion City
County	Edwards County
Unified School District	Edwards County Community Unit School District 1 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,045.00 (+14.84%) Homeowner's exemption	$21,040 (+9.02%) Land $3,260 Building $17,780	$63,120 (+9.02%) Land $9,780 Building $53,340
2024	$910.00 (+44.9%)	$19,300 (+28.32%) Land $2,990 Building $16,310	$57,900 (+28.32%) Land $8,970 Building $48,930
2022		$15,040 Land $2,330 Building $12,710	$45,120 Land $6,990 Building $38,130
2019	$628.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 70% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELLERY WATER CORP private · serves 2,380 people · EPA ID IL0470010
Water Source	Purchased groundwater from ALBION
Last State Inspection	Mar 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 306 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Sparklight Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: ClearWave, Wabash Communications, Wisper ISP.

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