406 E Douglas St, Saint Joseph, IL 61873 Property Records

Champaign County property record for 406 E Douglas St, Saint Joseph, IL 61873

Property Summary

Property Type	Single Family Home
Details	1 ba · 960 sqft · built 1975
Lot Size	0.2 acres (8,712 sqft)
Owner	Individual Name on Record
Last Sale	$175,000 (Feb 2025)
Tax Bill	$2,642 (2024)
Deeds & Mortgages	Jan 2023 Transfer Apr 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`28-22-14-141-008`

Property Details

APN / Parcel Number

Primary APN	`28-22-14-141-008`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	960 sqft Living Area
Gross Area	2,496 sqft
1st Floor Area	960 sqft
Basement Area	960 sqft
Flooring	Wood
Interior Walls	Plaster

Exterior

Year Built	Built 1975
Effective Year Built	Effective 1975
Architectural Style	A-Frame
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Roof Material	Other
Lot Area	8,712 sqft (0.2 acres)
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 E DOUGLAS ST
City	SAINT JOSEPH
State	IL
Zip	61873-9018
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7 BLOCK 18 GRIGGS SUB
Legal Range	10E
Legal Township	19N
Legal Section	14
Legal Subdivision	GRIGGS SUB
Legal Block	18
Legal Lot Number	7
Jurisdiction	CHAMPAIGN IL
Township / Civil Division	ST. JOSEPH
Census Block Group	3
Census Block	3020
Census Tract	10701

Owner

Source: Champaign County records, as of April 29, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9018
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 17, 2023	Intrafamily Transfer, Transfer ATTORNEY ONLY, ATTORNEY
Apr 3, 2017	Warranty Deed, Transfer · Conventional Mortgage FIRST NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 26, 2025 · Amount on Record
Deed Sale	Feb 26, 2025 · Amount on Record
Prior Sale	Apr 3, 2017 · Amount on Record
Deed Document Number	20252536
Prior Transfer Date	Dec 16, 2022
Prior Transfer Doc	0000000621
Record Updated	Oct 29, 2026

January 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	CHAMPAIGN IL
Recording Date	Jan 17, 2023
Property Address	406 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9018
Document Number	0000000621
Map Reference	MB 19 PG 452
Instrument Date	Dec 16, 2022
Instrument	2023R00621
Transaction Type	Transfer
Record Updated	Feb 21, 2023
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9018

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CHAMPAIGN IL
Recording Date	Apr 3, 2017
Property Address	406 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9018
Document Number	0000005471
Map Reference	DD19 PG452
Instrument Date	Mar 30, 2017
Instrument	2017R05471
Transaction Type	Transfer
Record Updated	Apr 28, 2022

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$172.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	406 E DOUGLAS ST, SAINT JOSEPH, IL 61873-9018

Mortgage

Document Number	0000005472
Date	Apr 3, 2017
Instrument	2017R05472

Lender

Name	FIRST NATIONAL BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Champaign County assessment roll, as of April 29, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Champaign County
County Subdivision	St. Joseph Township
Municipality	St. Joseph Village
Elementary School District	St. Joseph Community Consolidated School District 169 (KG - 08)
Secondary School District	St. Joseph-Ogden Community High School District 305 (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$46,400 (+25.3%) Land $8,680 Building $37,720	$139,200 (+25.3%) Land $26,040 Building $113,160
2024	$2,642.00 (+14.77%)
2022	$2,302.00 Homeowner's exemption	$37,030 Land $6,930 Building $30,100	$111,090 Land $20,790 Building $90,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 14, 2021

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	IL AMERICAN-CHAMPAIGN private · serves 150,000 people · EPA ID IL0195300
Water Source	Groundwater
Last State Inspection	Sep 2025
Lead	1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 393 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Pavlov Media Fiber	8,000 / 8,000
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Fidium Fiber, Nextlink.

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