Frederick County property record for 406 E D St, Brunswick, MD 21716 · Last verified May 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 3 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1982 |
| Square Footage | 2,448 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $325,000 (2021) |
| Tax Bill | $4,900.00 (2025) |
| Primary APN | 25-481747 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Building Area | 2,448 sqft Living Area |
| 1st Floor | 1,248 sqft 1st Floor |
| Basement Area | 1,200 sqft Basement |
| Stories | 1 Stories |
| Year Built | Built 1982 |
|---|---|
| Effective Year Built | Effective 1982 |
| Architectural Style | Conventional Style |
| Construction Type | Frame Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 6,000 sqft (0.138 acres) |
| Depth X Width | 150 ft x 40 ft Depth x Width |
| Deck Area | 256 sqft Deck |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Heat Pump Heating |
| Heating Fuel | Electric Heating Fuel |
| Sewage | Municipal Sewage |
| Account Number | 481747 |
|---|---|
| Street Address | 406 E D ST |
| City | BRUNSWICK |
| State | MD |
| Zip | 21716-1634 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 3 BL 11 40X150 FT 406 EAST D ST BRUNSWICK |
| Legal Subdivision | BRUNSWICK |
| Legal Block | 11 |
| Legal Lot Number | 3 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 25, BRUNSWICK |
| Census Blockgroup | 3 |
| Census Block | 3000 |
| Census Tract | 775400 |
Source: Frederick County records · APN 25-481747
Assessment roll updated August 4, 2025 · Last verified May 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Aug 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Aug 30, 2021 | Deed, Transfer · Federal Housing Administration (FHA) Mortgage ROCKET MORTGAGE LLC |
| May 29, 2019 | Deed, Transfer · Conventional Mortgage DIRECT MORTGAGE LOANS LLC |
| Apr 06, 2018 | Grant Deed, Transfer · Conventional Mortgage CHARLENE SPENCE |
| Jun 12, 2017 | Deed of Trust, Mortgage · Line of Credit BANK OF CLARKE CNTY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 30, 2021 · Amount on Record |
| Deed Sale | Aug 30, 2021 · Amount on Record |
| Prior Sale | May 29, 2019 · Amount on Record |
| Deed Book / Page | 15240 / 178 |
| Prior Transfer Date | Oct 25, 1990 |
| Prior Transfer Doc | 1676000536 |
| Record Refreshed | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Transaction Type | Mortgage |
| Record Updated | May 02, 2022 |
| Title Company | COMMUNITY SETMNTS & ESCROW L |
| Name | Verified Name |
|---|---|
| Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Document Number | 0140140329 |
|---|---|
| Date | Aug 26, 2020 |
| Book Page | 14014/329 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Address | HUNT VALLEY, MD 21031 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2050 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 30, 2021 |
| Property Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Document Number | 0152400178 |
| Book / Page | 15240 / 178 |
| Map Reference | LB WIP 11 FO 473 |
| Instrument Date | Aug 16, 2021 |
| Transaction Type | Transfer |
| Record Updated | Sep 08, 2021 |
| Title Company | TITLE TOWN SETTLEMENTS, TITLE TOWN SETTLEMENTS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $812.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Document Number | 15240186 |
|---|---|
| Date | Aug 30, 2021 |
| Instrument | 15240/186 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | May 29, 2019 |
| Property Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Document Number | 0129920199 |
| Book / Page | 12992 / 0199 |
| Map Reference | LB WIP 11 FO 473 |
| Instrument Date | May 17, 2019 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,495.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Document Number | 129920206 |
|---|---|
| Date | May 29, 2019 |
| Instrument | 12992/0206 |
| Name | DIRECT MORTGAGE LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 01, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Apr 06, 2018 |
| Property Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Document Number | 0123530452 |
| Book / Page | 012353 / 000452 |
| Instrument Date | Mar 28, 2018 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2018 |
| Title Company | LAWYERS SIGNATURE SETTLEMENTS |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $125.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 1159 HOLDEN RD FREDERICK MD 217013429, FREDERICK, MD 21701-3429 |
| Document Number | 123530457 |
|---|---|
| Date | Apr 06, 2018 |
| Book Page | 012353/000457 |
| Name | CHARLENE SPENCE |
|---|---|
| Address | 114 51ST AVE, BRUNSWICK, MD 21716 |
| Special Notes | Lender is also the Seller |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Apr 05, 2023 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Property Address | 406 E D ST, BRUNSWICK, MD 21716-1634 |
| Document Number | 0118980001 |
| Instrument Date | Jun 12, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 23, 2018 |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 1043 N MONTANA ST ARLINGTON VA 222051623, ARLINGTON, VA 22205-1623 |
| Document Number | 0118980001 |
|---|---|
| Date | Jun 28, 2017 |
| Book Page | 011898/000001 |
| Name | BANK OF CLARKE CNTY |
|---|---|
| Type | Bank |
| Address | BERRYVILLE, VA 22611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified May 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Brunswick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,900.00 (+15.19%) Homeowner's exemption | $311,233 (+18.16%) | $361,700 (+26.47%) Land $102,200 Building $259,500 |
| 2023 | $4,254.00 | $263,400 | $286,000 Land $85,200 Building $200,800 |
Source: FEMA National Flood Hazard Layer, Frederick County (24021C), updated November 6, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 41% of Maryland |
|---|---|
| Wildfire Likelihood | About 1 in 10,000 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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