O'Brien County property record for 406 E Commerce St, Paullina, IA 51046
| Property Type | Commercial |
|---|---|
| Lot Size | 1.05 acres (46,120 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $470,000 (Apr 2022) |
| Tax Bill | $6,946 (2025) |
| Deeds & Mortgages | Apr 2022 Sale & Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 0000181440 |
| Primary APN | 0000181440 |
|---|
| Lot Area | 46,120 sqft (1.05 acres) |
|---|---|
| Lot Dimensions | 220 ft deep x 210 ft wide |
| Utility Building | 480 sqft |
| Street Address | 406 E COMMERCE ST |
|---|---|
| City | PAULLINA |
| State | IA |
| Zip | 51046-7801 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | PAULLINA INDUSTRIAL SUBDIVISION LOT 4 BLOCK 2 |
| Legal Subdivision | PAULLINA INDUSTRIAL SUBDIVISION |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | O'BRIEN IA |
| Township / Civil Division | UNION |
| Census Block Group | 3 |
| Census Block | 3018 |
| Census Tract | 490400 |
406 E Commerce St, a commercial property, is owned by two individuals who bought it in April 2022.
Source: O'Brien County records, as of September 1, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 103 S HARKER ST, PAULLINA, IA 51046-7813 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 1, 2022 · Amount on File |
| Deed Sale | Apr 1, 2022 · Amount on File |
| Deed Document Number | 2022799 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | O'BRIEN IA |
| Recording Date | Apr 1, 2022 |
| Property Address | 406 E COMMERCE ST, PAULLINA, IA 51046-7801 |
| Document Number | 0202200799 |
| Instrument Date | Apr 1, 2022 |
| Instrument | 2022-00799 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2022 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $751.20 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 103 S HARKER ST, PAULLINA, IA 51046-7813 |
| Document Number | 0202200800 |
|---|---|
| Date | Apr 1, 2022 |
| Instrument | 2022-00800 |
| Name | SECURITY STATE BANK |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
The 2025 property tax bill for 406 E Commerce St was $6,946, up 110.9% from the year before.
Source: O'Brien County assessment roll, as of December 19, 2025
| Type | Name |
|---|---|
| State | Iowa |
| County | O'Brien County |
| Municipality | Paullina City |
| Unified School District | South O'Brien Community School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $6,946.00 (+110.93%) | $362,390 Land $17,770 Building $344,620 | $362,390 Land $17,770 Building $344,620 |
| 2024 | $3,293.00 | ||
| 2023 | $191,650 (+34.82%) Land $7,110 Building $184,540 | $191,650 Land $7,110 Building $184,540 | |
| 2022 | $2,342.00 | $142,150 Land $7,110 Building $135,040 | |
| 2021 | $142,150 Land $7,110 Building $135,040 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 406 E Commerce St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 16, 2020
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 406 E Commerce St is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 98.1% of Iowa |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 131 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| The Community Agency Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| Windstream DSL | 100 / 20 |
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