406 E Cherry St, Plant City, FL 33563 Property Records

Hillsborough County property record for 406 E Cherry St, Plant City, FL 33563

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,024 sqft · built 1973
Lot Size0.23 acres (10,013 sqft)
OwnerIndividual Name on Record
Last Sale$171,500 (May 2020)
Tax Bill$2,709 (2025)
Deeds & MortgagesFeb 2024 Line of Credit
Jun 2021 Mortgage
+ 1 more
Flood ZoneZone X (minimal risk)
APN203564-0000

Property Details

APN / Parcel Number

Primary APN203564-0000
Alternative APN
  • P212822ZZZ000006015700

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,024 sqft Living Area
Gross Area1,456 sqft
1st Floor Area1,024 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1973
Effective Year BuiltEffective 1999
Architectural StyleMansion
Exterior MaterialConcrete Block
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area10,013 sqft (0.23 acres)
Lot Dimensions100 ft deep x 100 ft wide
Garage TypeAttached
Garage Area352 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number2035640000
Street Address406 E CHERRY ST
CityPLANT CITY
StateFL
Zip33563-2502
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-1A
Legal DescriptionTRACT BEG 147 FT E OF SW COR OF SW 1/4 & RUN E 100 FT N 125 FT W 100 FT S 125 FT TO BEG LESS S 25 FT
Legal Range22E
Legal Township28S
Legal Section21
Legal SubdivisionUNPLATTED
Legal TractZZZ
Legal Block6
Legal Lot Number1570
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionPLANT CITY
Census Block Group1
Census Block1014
Census Tract12800

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address406 E CHERRY ST, PLANT CITY, FL 33563-2502
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 9, 2024Deed of Trust, Mortgage · Line of Credit
HOMEBRIDGE FINANCIAL SERVICES INC
Jun 24, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE CORP
May 29, 2020Warranty Deed, Transfer · FHA Mortgage
HOMEBRIDGE FINANCIAL SERVICES INC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 29, 2020 · Amount on Record
Deed SaleMay 29, 2020 · Amount on Record
Deed Document Number2020217858
Record UpdatedOct 29, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address406 E CHERRY ST, PLANT CITY, FL 33563-2502
Transaction TypeMortgage
Record UpdatedFeb 29, 2024

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 E CHERRY ST, PLANT CITY, FL 33563-2502

Mortgage

Document Number0000058741
DateFeb 9, 2024
Instrument2024058741
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
AddressIRVINE, CA 92614
Agreement
TypeLine of Credit
AmountAmount Recorded
Term361 Months
DueMar 1, 2054
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

June 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address406 E CHERRY ST, PLANT CITY, FL 33563-2502
Transaction TypeMortgage
Record UpdatedJul 15, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address406E E CHERRY ST, PLANT CITY, FL 33563-2502

Mortgage

Document Number2021319185
DateJun 24, 2021
Instrument2021319185
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressBOCA RATON, FL 33431
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2051

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMay 29, 2020
Property Address406 E CHERRY ST, PLANT CITY, FL 33563-2502
Document Number0000217858
Instrument DateMay 19, 2020
Instrument2020217858
Transaction TypeTransfer
Record UpdatedJan 3, 2022
Title CompanySUNBELT TITLE AGENCY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,200.50
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address406 E CHERRY ST, 406, PLANT CITY, FL 33563-2502

Transferred To (Grantee/Buyer)

NameVerified Name
Address406 F CHERRY ST, F, PLANT CITY, FL 33563-2502

Mortgage

Document Number0000217859
DateMay 29, 2020
Instrument2020217859
Lender
NameHOMEBRIDGE FINANCIAL SERVICES INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
MunicipalityPlant City
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$151,251 (+2.13%) Land $59,400 Building $91,851$151,251 (+2.13%) Land $59,400 Building $91,851
2025$2,709.00 (+1.04%)$148,101 (-6.55%) Land $59,400 Building $88,701$148,101 (-6.55%) Land $59,400 Building $88,701
2023$2,681.00 (+5.22%)$158,488 (-1.77%) Land $59,400 Building $99,088$158,488 (-1.77%) Land $59,400 Building $99,088
2022$2,548.00$161,350 Land $49,500 Building $111,850$161,350 Land $49,500 Building $111,850

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 35 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies35 in force
Nearby Flood Claims15 (2016–2024)
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 13 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 43% of the US · lower than 85% of Florida
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF PLANT CITY UTILITY
serves 41,601 people · EPA ID FL6290323
Water SourceGroundwater
Last State InspectionNov 2024
Lead1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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