Iroquois County property record for 406 E Charles St, Ashkum, IL 60911
| Property Type | Single Family Home |
|---|---|
| Lot Size | 0.347 acres (15,146 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $150,000 (Mar 2014) |
| Tax Bill | $5,839 (2025) |
| Deeds & Mortgages | May 2026 Mortgage Dec 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 10 28 211 002 |
| Primary APN | 10 28 211 002 |
|---|
| Lot Area | 15,146 sqft (0.347 acres) |
|---|
| Street Address | 406 E CHARLES ST |
|---|---|
| City | ASHKUM |
| State | IL |
| Zip | 60911-7195 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LTS 5 & 7 BLK 63 VIL OF ASHKUM |
| Legal Subdivision | VILIMGE OF ASHKUM |
| Legal Block | 63 |
| Legal Lot Number | 5,7 |
| Jurisdiction | IROQUOIS IL |
| Township / Civil Division | ASHKUM |
| Census Block Group | 2 |
| Census Block | 2052 |
| Census Tract | 950300 |
Source: Iroquois County records · APN 10 28 211 002
Assessment roll updated July 17, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 406 E CHARLES ST, ASHKUM, IL 60911-7195 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 27, 2026 | Deed of Trust, Mortgage · FHA Mortgage NONE LISTED ON DOCUMENT |
| Dec 10, 2021 | Deed of Trust, Mortgage · FHA Mortgage ROCKET MORTGAGE LLC |
| Dec 07, 2017 | Intrafamily Transfer, Transfer · FHA Mortgage QUICKEN LOANS INC |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Mar 24, 2014 · Amount on Record |
| Deed Sale | Mar 24, 2014 · Amount on Record |
| Deed Document Number | 2014823 |
| Last Transfer Date | Nov 29, 2017 |
| Transfer Doc | 0000003593 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | May 27, 2026 |
| Property Address | 406 E CHARLES ST, ASHKUM, IL 60911-7195 |
| Document Number | 0000001741 |
| Instrument Date | May 16, 2026 |
| Instrument | 20261741 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 406 E CHARLES ST, ASHKUM, IL 60911-7195 |
| Document Number | 0000001741, |
|---|---|
| Date | May 27, 2026 |
| Instrument | 20261741 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 259 Months |
| Due | Dec 01, 2047 |
| Rate | 6.3% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Property Address | 406 E CHARLES ST, ASHKUM, IL 60911-7195 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | FIRST AMERICAN |
| Name | Verified Name |
|---|---|
| Address | 406 E CHARLES ST, ASHKUM, IL 60911-7195 |
| Document Number | 00021R5169 |
|---|---|
| Date | Dec 10, 2021 |
| Instrument | 21R5169 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 312 Months |
| Due | Dec 01, 2047 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | IROQUOIS IL |
| Recording Date | Dec 07, 2017 |
| Property Address | 406 E CHARLES ST, ASHKUM, IL 60911-7195 |
| Document Number | 17R3593 |
| Instrument Date | Nov 29, 2017 |
| Instrument | 17R3593 |
| Transaction Type | Transfer |
| Record Updated | Jul 13, 2021 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 406 E CHARLES ST, 406, ASHKUM, IL 60911-7195 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 406 E CHARLES ST, ASHKUM, IL 60911-7195 |
| Document Number | 17R3594 |
|---|---|
| Date | Dec 07, 2017 |
| Instrument | 17R3594 |
| Name | QUICKEN LOANS INC |
|---|---|
| Type | Lending Institution |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 01, 2047 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.99% |
Source: Iroquois County records · Assessment roll updated July 17, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | Illinois |
| Municipality | Ashkum Village |
| County | Iroquois County |
| County Subdivision | Ashkum Township |
| Unified School District | Central Community Unit School District 4 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $5,839.00 (+12.79%) Homeowner's exemption | $83,570 (+13.75%) Land $8,780 Building $74,790 | $250,710 (+13.75%) Land $26,340 Building $224,370 |
| 2024 | $5,177.00 (+18.71%) | $73,470 (+14.76%) Land $7,720 Building $65,750 | $220,410 (+14.76%) Land $23,160 Building $197,250 |
| 2022 | $4,361.00 Homeowner's exemption | $64,020 Land $6,730 Building $57,290 | $192,060 Land $20,190 Building $171,870 |
Source: FEMA National Flood Hazard Layer as of August 16, 2011 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 16 (1982–2018) |
| Claims Outside the SFHA | 1 of 16 |
| Most Recent Claim | Feb 2018 · river or lake flooding |
| Claims by Event |
|
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| MCC Network Services Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: AMG Technology Investment Group.
Based on FCC filings for 54 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | ASHKUM serves 800 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jul 2023 |
| Lead | 5 ppb (2026) action level 15 ppb |
| Copper | 1.96 mg/L (2025) action level 1.3 mg/L |
| Water Quality | Arsenic not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | Corrosion control Apr 2024 |
| Monitoring and Reporting | 7 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures