406 E Carter St, Rialto, CA 92376 Property Records

San Bernardino County property record for 406 E Carter St, Rialto, CA 92376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,116 sqft · built 1957
Lot Size	0.19 acres (8,280 sqft)
Owner	Individual Name on Record
Last Sale	$530,000 (Nov 2023)
Tax Bill	$7,128 (2025)
Deeds & Mortgages	Jan 2026 Mortgage Nov 2023 Sale & Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0131-301-13-0000`

Property Details

APN / Parcel Number

Primary APN	`0131-301-13-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
Gross Area	1,516 sqft
1st Floor Area	1,116 sqft
Family Room	Family Room

Exterior

Year Built	Built 1957
Effective Year Built	Effective 1957
Architectural Style	Modern
Construction Type	Frame
Roof Material	Composition Shingle
Lot Area	8,280 sqft (0.19 acres)
Lot Dimensions	115 ft deep x 72 ft wide
Garage Type	Attached
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	24 sqft
Patio Area	24 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 E CARTER ST
City	RIALTO
State	CA
Zip	92376-7112
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	TRACT 5691 LOT 13
Legal Subdivision	TRACT NO. 5691
Legal Tract	5691
Legal Block	2
Legal Lot Number	13
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2004
Census Tract	3607

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E CARTER ST, RIALTO, CA 92376-7112
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2026	Deed of Trust, Mortgage · FHA Mortgage DEPARTMENT OF HOUSING & URBAN DEV
Nov 17, 2023	Grant Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Jun 6, 2023	Grant Deed, Transfer WESTERN RESOURCES TITLE
Jan 5, 2022	Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC
Mar 6, 2019	Loan Modification, Mortgage · Line of Credit PENNYMAC
Mar 6, 2019	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 17, 2023 · Amount on Record
Deed Sale	Nov 17, 2023 · Amount on Record
Prior Sale	Jun 6, 2023 · Amount on Record
Deed Document Number	2023285889
Record Updated	Sep 20, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARTER ST, RIALTO, CA 92376-7112
Transaction Type	Mortgage
Record Updated	Jan 28, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARTER ST, RIALTO, CA 92376-7112

Mortgage

Document Number	0000007581
Date	Jan 12, 2026
Instrument	2026-0007581

Lender

Name	DEPARTMENT OF HOUSING & URBAN DEV
Type	Government Agency
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	346 Months
Due	Nov 1, 2054

November 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 17, 2023
Property Address	406 E CARTER ST, RIALTO, CA 92376-7112
Document Number	0000285889
Map Reference	MB 69 PG 93
Instrument Date	Oct 26, 2023
Instrument	2023-0285889
Transaction Type	Transfer
Record Updated	Dec 5, 2023
Title Company	FIDELITY NATIONAL TITLE INSURANCE NY, FIDELITY NATIONAL TITLE INS

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARTER ST, RIALTO, CA 92376-7112

Mortgage

Document Number	0000285890
Date	Nov 17, 2023
Instrument	2023-0285890

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

June 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 6, 2023
Property Address	406 E CARTER ST, RIALTO, CA 92376-7112
Document Number	0000139319
Map Reference	MB 69 PG 93
Instrument Date	May 16, 2023
Instrument	2023-0139319
Transaction Type	Transfer
Record Updated	Jun 28, 2023
Title Company	WESTERN RESOURCES TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	31722 SCENIC DR, LAGUNA BEACH, CA 92651-8204
Investor	Possibly a Property Investor

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARTER ST, RIALTO, CA 92376-7112
Transaction Type	Mortgage
Record Updated	Jan 18, 2022
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARTER ST, RIALTO, CA 92376-7112

Mortgage

Document Number	0000006083
Date	Jan 5, 2022
Instrument	2022-0006083

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	IRVINE, CA 92602

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	327 Months
Due	Apr 1, 2049

March 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARTER ST, RIALTO, CA 92376-7112
Document Number	0000108376
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 17, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARTER ST RIALTO CA 923767112, RIALTO, CA 92376-7112

Mortgage

Document Number	0000108376
Date	Apr 9, 2019
Instrument	108376

Lender

Name	PENNYMAC
Address	MOORPARK, CA 93021

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 8, 2049

Interest

Rate Type	Adjustable Rate
Rate	5%

March 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARTER ST, RIALTO, CA 92376-7112
Document Number	0000106683
Instrument Date	Mar 6, 2019
Transaction Type	Mortgage
Record Updated	Apr 16, 2019
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARTER ST RIALTO CA 923767112, RIALTO, CA 92376-7112

Mortgage

Document Number	0000106683
Date	Apr 8, 2019
Instrument	106683

Lender

Name	HUD-HOUSING/URBAN DEV
Address	451 7TH ST SW, WASHINGTON, DC 20410-0001

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 7, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Rialto City
Unified School District	Rialto Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$551,412 (+2%) Land $137,853 Building $413,559
2025	$7,128.00 (+66.97%)	$540,600 (+86.39%) Land $135,150 Building $405,450
2023	$4,269.00 (+7.94%)	$290,037 (+2%) Land $72,510 Building $217,527
2022	$3,955.00	$284,350 Land $71,088 Building $213,262

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF RIALTO serves 59,264 people · EPA ID CA3610038
Water Source	Purchased surface water from several systems
Last State Inspection	Aug 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: GeoLinks, Verizon.

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