406 E Carlton Way, Tracy, CA 95376 Property Records

San Joaquin County property record for 406 E Carlton Way, Tracy, CA 95376

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,127 sqft · built 1956
Lot Size	0.182 acres (7,930 sqft)
Owner	Company Name on File
Last Sale	$139,000 (Mar 1998)
Tax Bill	$2,488 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Feb 2021 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`233-402-100-000`

Property Details

APN / Parcel Number

Primary APN	`233-402-100-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,127 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1956
Architectural Style	Other
Construction Type	Wood
Lot Area	7,930 sqft (0.182 acres)
Garage Type	Mixed
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	406 E CARLTON WAY
City	TRACY
State	CA
Zip	95376-3118
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	06
Legal Description	CITY/MUNI/TWP:TRACY SUBD:LINCOLN SQUARE MAP REF:MB 233 PG 40
Legal Subdivision	LINCOLN SQUARE
Legal Tract	435
Legal Lot Number	29
Jurisdiction	SAN JOAQUIN CA
Township / Civil Division	TRACY
Census Block Group	2
Census Block	2002
Census Tract	5309

Owner

Source: San Joaquin County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Co-owner	Verified Secondary Owner
Mailing Address	406 E CARLTON WAY, TRACY, CA 95376-3118
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 25, 2022	Intrafamily Transfer, Transfer · Line of Credit SPRING EQ LLC
Feb 11, 2021	Deed of Trust, Mortgage · Line of Credit PATELCO CU
Nov 29, 2018	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Sep 26, 2019	Deed of Trust, Mortgage · Conventional Mortgage ONE AMERICAN BANK
Sep 9, 2020	Deed of Trust, Mortgage · Conventional Mortgage STEARNS LENDING LLC
Oct 26, 2020	Quit Claim Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Mar 2, 1998 · Amount on Record
Deed Sale	Mar 2, 1998 · Amount on Record
Prior Sale	Oct 26, 2020
Deed Document Number	0000024025
Deed Book / Page	233
Last Transfer Date	Apr 25, 2022
Transfer Doc	0000052568
Record Updated	Jun 7, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN JOAQUIN CA
Recording Date	Apr 25, 2022
Property Address	406 E CARLTON WAY, TRACY, CA 95376-3118
Document Number	0000052568
Map Reference	MB 14 PG 96
Instrument Date	Apr 10, 2022
Instrument	2022-052568
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	TITLE365

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	406 E CARLTON WAY, TRACY, CA 95376-3118

Mortgage

Document Number	0000052569
Date	Apr 25, 2022
Instrument	2022-052569

Lender

Name	SPRING EQ LLC
Type	Mortgage Company

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 10, 2052

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 E CARLTON WAY, TRACY, CA 95376-3118
Transaction Type	Mortgage
Record Updated	Mar 3, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON WAY, TRACY, CA 95376-3118

Mortgage

Document Number	0000026417
Date	Feb 11, 2021
Instrument	2021-026417

Lender

Name	PATELCO CU
Type	Credit Union
Address	DUBLIN, CA 94568

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	301 Months
Due	Mar 30, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 E CARLTON WAY, TRACY, CA 95376-3118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN MORTGAGE SOLU

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON WAY, TRACY, CA 95376-3118

Mortgage

Document Number	0000130595
Date	Nov 29, 2018
Instrument	2018-130595

Lender

Name	STEARNS LENDING LLC
Type	Funding / Finance Company
Address	SANTA ANA, CA 92707

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 1, 2038

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 E CARLTON WAY, TRACY, CA 95376-3118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000108553
Date	Sep 26, 2019
Instrument	2019-108553

Lender

Name	ONE AMERICAN BANK
Type	Bank
Address	SAN FRANCISCO, CA 94108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2049

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN JOAQUIN CA
Property Address	406 E CARLTON WAY, TRACY, CA 95376-3118
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON WAY, TRACY, CA 95376-3118

Mortgage

Document Number	0000115797
Date	Sep 9, 2020
Instrument	2020-115797

Lender

Name	STEARNS LENDING LLC
Type	Mortgage Company
Address	LEWISVILLE, TX 75057

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

October 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN JOAQUIN CA
Recording Date	Oct 26, 2020
Property Address	406 E CARLTON WAY, TRACY, CA 95376-3118
Document Number	0000143981
Instrument Date	Aug 19, 2020
Instrument	143981
Transaction Type	Transfer
Record Updated	Nov 9, 2020
Title Company	NOT AVAILABLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	406 E CARLTON WAY TRACY CA 953763118, TRACY, CA 95376-3118

Tax Assessment & Valuation

Source: San Joaquin County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	California
County	San Joaquin County
Municipality	Tracy City
Unified School District	Tracy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$2,488.00 (+10.38%) Homeowner's exemption	$221,932 (+4.04%) Land $87,814 Building $134,118
2023	$2,254.00 (+2.13%) Homeowner's exemption	$213,316 Land $84,405 Building $128,911
2022	$2,207.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF TRACY serves 98,215 people · EPA ID CA3910011
Water Source	Surface water
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
UnWired Broadband Holding Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
Cal.net Fixed Wireless	100 / 20
T-Mobile USA Fixed Wireless	100 / 20

May also be available: Zinnia Networks.

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