406 E Carlton St, Ontario, CA 91761 Property Records

San Bernardino County property record for 406 E Carlton St, Ontario, CA 91761

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 1,116 sqft · built 1909
Lot Size	0.175 acres (7,600 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (Nov 2019)
Tax Bill	$5,051 (2025)
Deeds & Mortgages	Apr 2024 Mortgage Oct 2023 Transfer + 6 more
Flood Zone	Zone X (minimal risk)
APN	`1049-343-09-0000`

Property Details

APN / Parcel Number

Primary APN	`1049-343-09-0000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,116 sqft Living Area
1st Floor Area	1,116 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 1909
Architectural Style	Conventional
Construction Type	Frame
Roof Material	Built-Up Asphalt
Lot Area	7,600 sqft (0.175 acres)
Lot Dimensions	152 ft deep x 50 ft wide
Garage Type	Detached
Garage Area	324 sqft
Parking Spaces	1 Parking Space
Porch	Patio/Porch
Porch Area	104 sqft
Patio Area	104 sqft

Utilities, Heating & Cooling

Cooling System	None
Heating System	Floor/Wall Furnace
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	406 E CARLTON ST
City	ONTARIO
State	CA
Zip	91761-3307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	V1LLA PLOTS SOUTH S1DE TRACT W 50 FT E 55.3 FT N 152 1/2 FT LOT 4 BLK 136
Legal Subdivision	VILLA PLOTS SOUTHSIDE
Legal Tract	W
Legal Block	136
Legal Lot Number	4
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	ONTARIO
Census Block Group	3
Census Block	3007
Census Tract	1813

Owner

406 E Carlton St is owned and occupied by two individuals who acquired it in October 2023.

Source: San Bernardino County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 3, 2024	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Oct 16, 2023	Intrafamily Transfer, Transfer
Nov 1, 2022	Deed of Trust, Mortgage · FHA Mortgage LOANCARE LLC
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Nov 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage NEW AMERICAN FNDG
Nov 18, 2019	Intrafamily Transfer, Transfer · FHA Mortgage BROKER SOLUTIONS INC
Nov 18, 2019	Grant Deed, Transfer · Commercial Mortgage BROKER SOLUTIONS INC
Mar 26, 2019	Trustee's Deed, Foreclosure OTHER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 18, 2019 · Amount on File
Deed Sale	Nov 18, 2019 · Amount on File
Prior Sale	Mar 26, 2019 · Amount on File
Deed Document Number	2019426329
Last Transfer Date	Oct 3, 2023
Transfer Doc	0000254525
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Transaction Type	Mortgage
Record Updated	Apr 16, 2024
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON ST, ONTARIO, CA 91761-3307

Mortgage

Document Number	0000074532
Date	Apr 3, 2024
Instrument	2024-0074532

Lender

Name	LOANCARE LLC
Type	Mortgage Company
Address	92062

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	463 Months
Due	Nov 1, 2062

October 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 16, 2023
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Document Number	0000254525
Map Reference	MB 6 PG 11
Instrument Date	Oct 3, 2023
Instrument	2023-0254525
Transaction Type	Transfer
Record Updated	Oct 26, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON ST, ONTARIO, CA 91761-3307

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Transaction Type	Mortgage
Record Updated	Nov 14, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON ST, ONTARIO, CA 91761-3307

Mortgage

Document Number	0000361430
Date	Nov 1, 2022
Instrument	2022-0361430

Lender

Name	LOANCARE LLC
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	480 Months
Due	Nov 1, 2062

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Document Number	0000426333
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMERICAN TITLE CO RESID'

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON ST ONTARIO CA 917613307, ONTARIO, CA 91761-3307

Mortgage

Document Number	0000426333
Date	Nov 18, 2019
Instrument	426333

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Document Number	0000426332
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 5, 2019
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	406 E CARLTON ST ONTARIO CA 917613307, ONTARIO, CA 91761-3307

Mortgage

Document Number	0000426332
Date	Nov 18, 2019
Instrument	426332

Lender

Name	NEW AMERICAN FNDG
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 18, 2019
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Document Number	0000426330
Map Reference	MB 6 PG 11
Instrument Date	Oct 28, 2019
Instrument	2019-0426330
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON ST, ONTARIO, CA 91761-3307

Mortgage

Document Number	0000426331
Date	Nov 18, 2019
Instrument	2019-0426331

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Mortgage

Document Number	0000426333
Date	Nov 18, 2019
Instrument	2019-0426333

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company
Address	TUSTIN, CA 92780

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 17, 2049

November 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Nov 18, 2019
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Document Number	0000426329
Map Reference	MB 6 PG 11
Instrument Date	Oct 10, 2019
Instrument	2019-0426329
Transaction Type	Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E CARLTON ST, ONTARIO, CA 91761-3307

Mortgage

Document Number	0000426332
Date	Nov 18, 2019
Instrument	2019-0426332

Lender

Name	BROKER SOLUTIONS INC
Type	Funding / Finance Company

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

March 2019: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Mar 26, 2019
Property Address	406 E CARLTON ST, ONTARIO, CA 91761-3307
Document Number	0000091130
Instrument Date	Mar 12, 2019
Instrument	91130
Transaction Type	Foreclosure
Record Updated	Apr 8, 2019
Title Company	OTHER

Transaction

Amount	Amount on Record
Tax	$317.90
Amount Accuracy	Confirmed
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2655 CHALET PL CHINO HILLS CA 917094371, CHINO HILLS, CA 91709-4371

Tax Assessment & Valuation

The 2025 property tax bill for 406 E Carlton St was $5,051.

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Municipality	Ontario City
Secondary School District	Chaffey Joint Union High School District (09 - 12)
Elementary School District	Ontario-Montclair School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$468,517 (+2%) Land $161,750 Building $306,767
2025	$5,051.00	$459,330 Land $158,578 Building $300,752
2023	$4,722.00 (+1.37%) Homeowner's exemption	$441,495 Land $152,421 Building $289,074
2022	$4,658.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 406 E Carlton St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 406 E Carlton St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ONTARIO MUNICIPAL UTILITIES COMPANY serves 185,010 people · EPA ID CA3610034
Water Source	Purchased surface water from several systems
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 618 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: GeoLinks, Verizon.

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