Frederick County property record for 406 E 9th St, Frederick, MD 21701 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Architecture Style | Conventional |
| Year Built | Built 1957 |
| Square Footage | 1,296 sqft Living Area |
| Lot Size | 7,800 sqft (0.179 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $216,000 (2025) |
| Tax Bill | $4,692.00 (2025) |
| Primary APN | 02-061279 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Building Area | 1,296 sqft Living Area |
| Gross Area | 1,440 sqft Gross Area |
| 1st Floor | 864 sqft 1st Floor |
| Basement Area | 432 sqft Basement |
| Finished Basement | 432 sqft Finished |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1957 |
|---|---|
| Effective Year Built | Effective 1957 |
| Architectural Style | Conventional Style |
| Exterior Material | Brick Exterior |
| Construction Type | Brick Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,800 sqft (0.179 acres) |
| Depth X Width | 120 ft x 65 ft Depth x Width |
| Porch | Enclosed Porch |
| Porch Area | 144 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | HVAC Heating |
| Sewage | Municipal Sewage |
| Account Number | 061279 |
|---|---|
| Street Address | 406 E 9TH ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4613 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | PART OF LOTS 4-5 BLK D- 65 X 120 406 EAST 9TH ST. |
| Legal Subdivision | MONOCACY VILLAGE |
| Legal Block | D |
| Legal Lot Number | 4,5 |
| Jurisdiction | FREDERICK MD |
| Minor Civil Division | 2, FREDERICK |
| Census Blockgroup | 1 |
| Census Block | 1006 |
| Census Tract | 750804 |
Source: Frederick County records · APN 02-061279
Assessment roll updated August 4, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 314 N POTOMAC ST, HAGERSTOWN, MD 21740-3895 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is a Company |
| Date | Document |
|---|---|
| Jun 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage ACNB BANK |
| Sep 19, 2025 | Deed, Transfer · Stand Alone First Mortgage STEPHEN LYONS |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 19, 2025 · Amount on Record |
| Deed Sale | Sep 19, 2025 · Amount on Record |
| Prior Sale | Feb 07, 2013 · Amount on Record |
| Deed Book / Page | 17521 / 17 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Jun 10, 2026 |
| Property Address | 406 E 9TH ST, FREDERICK, MD 21701-4613 |
| Document Number | 1790000284 |
| Book / Page | 17905 / 284 |
| Instrument Date | Jun 05, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | FRIENDSHIP TITLE, FRIENDS TITLE |
| Name | Verified Name |
|---|---|
| Relationship | 266 |
| Address | 110 UPPER COLLEGE TER, FREDERICK, MD 21701-4840 |
| Document Number | 1790000284, |
|---|---|
| Date | Jun 10, 2026 |
| Book Page | 17905/284 |
| Name | ACNB BANK |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.37% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Sep 19, 2025 |
| Property Address | 406 E 9TH ST, FREDERICK, MD 21701-4613 |
| Document Number | 0175210017 |
| Book / Page | 17521 / 17 |
| Map Reference | MB 3 FO 93 |
| Instrument Date | Sep 17, 2025 |
| Transaction Type | Transfer |
| Record Updated | Oct 07, 2025 |
| Title Company | CLEAR TITLE, CLEAR TITLE LLC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,080.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 314 N POTOMAC ST, HAGERSTOWN, MD 21740-3895 |
| Document Number | 0001752121 |
|---|---|
| Date | Sep 19, 2025 |
| Instrument | 17521/21 |
| Name | STEPHEN LYONS |
|---|---|
| Type | Private Party |
| Type | Stand Alone First Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Frederick County records · Assessment roll updated August 4, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,692.00 (+4.57%) Homeowner's exemption | $264,900 (+13.64%) Land $103,800 Building $161,100 | $264,900 (-) Land $103,800 Building $161,100 |
| 2024 | $4,487.00 (+7.01%) | ||
| 2023 | $4,193.00 Homeowner's exemption | $233,100 | $264,900 Land $103,800 Building $161,100 |
406 E 9th St is in FEMA Zone X, outside the Special Flood Hazard Area, with no wildfire exposure.
Source: FEMA National Flood Hazard Layer · Frederick County (24021C), updated November 6, 2024
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
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