406 E 7th St, Lapel, IN 46051 Property Records

Madison County property record for 406 E 7th St, Lapel, IN 46051 · Last verified July 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	1 Baths
Year Built	Built 1890
Square Footage	1,134 sqft Living Area
Lot Size	8,712 sqft (0.2 acres)
Occupancy	Owner Occupied
Last Sale	$89,200 (2014)
Tax Bill	$1,886.00 (2025)

Owner

Source: Madison County records · APN 48-10-27-300-048.000-032

Assessment roll updated June 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	406 E 7TH ST, LAPEL, IN 46051-5512
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Dec 19, 2014 · Amount on Record
Deed Sale	Dec 19, 2014 · Amount on Record
Deed Doc Number	201416903
Record Refreshed	Sep 20, 2026

April 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MADISON IN
Property Address	406 E 7TH ST, LAPEL, IN 46051-5512
Transaction Type	Mortgage
Record Updated	May 24, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2023R05725
Date	Apr 27, 2023
Instrument	2023R05725

Lender

Name	PNC BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	May 01, 2063

Tax Assessment & Valuation

Source: Madison County records · Assessment roll updated June 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Madison County
County Subdivision	Stony Creek Township
Municipality	Lapel Town
Unified School District	Frankton-Lapel Community Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,886.00 (+9.91%)	$94,300 (+20.43%) Land $11,800 Building $82,500	$94,300 (+20.43%) Land $11,800 Building $82,500
2024	$1,716.00 (+10.71%)
2023		$78,300 (+1.03%) Land $11,200 Building $67,100	$78,300 (+1.03%) Land $11,200 Building $67,100
2022	$1,550.00	$77,500 Land $10,400 Building $67,100	$77,500 Land $10,400 Building $67,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Madison County (18095C), updated August 10, 2019 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`48-10-27-300-048.000-032`
Alternative APNs	`00001332088` `3110710`

Interior

Bedrooms	3 Beds
Full Baths	1 Baths
Plumbing Fixtures	5 Plumbing Fixtures
Total Rooms	6 Rooms
Building Area	1,134 sqft Living Area
1st Floor	1,134 sqft 1st Floor
Stories	1 Stories

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1890
Construction Type	Wood Construction
Foundation Type	No Foundation Foundation
Roof Material	Asphalt Roof
Lot Area	8,712 sqft (0.2 acres)
Depth X Width	132 ft x 66 ft Depth x Width
Parking Spaces	2 Parking Spaces
Garage Type	Detached Garage
Garage Area	432 sqft Garage
Porch	1 Porch
Porch Area	108 sqft Porch

Utilities and HVAC

Cooling System	Central Cooling
Heating System	Central Heating
Water Source	Yes (Unknown Type) Water Source

Location & Zoning

Account Number	00001332088
Street Address	406 E 7TH ST
City	LAPEL
State	IN
Zip	46051-5512
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	WOODWARDS 4TH 0.0000ACRES STR: 00000 SECTION: PLAT: 00 IN: OUT:
Legal Subdivision	WILLIAM WOODWARDS 4TH ADD
Jurisdiction	MADISON IN
Minor Civil Division	STONY CREEK
Census Blockgroup	2
Census Block	2046
Census Tract	11100