406 E 5th St, Apt A, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 406 E 5th St, Apt A, Watsonville, CA 95076 · Last verified August 2026

Property Summary

Property Type	Apartments (5+ Units)
Details	12 bd · 8 ba · 5,646 sqft · built 1890
Lot Size	0.178 acres (7,754 sqft)
Owner	2 Company Names on File
Last Sale	$621,500 (Dec 2024)
Tax Bill	$15,826 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2026 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`018-551-01`

Property Details

APN / Parcel Number

Primary APN	`018-551-01`
Alternative APN	`018-551-01-000`

Interior

Bedrooms	12 Beds
Full Baths	8 Baths
Total Rooms	26 Rooms
Stories	2 Stories
Building Area	5,646 sqft Living Area

Exterior

Year Built	Built 1890
Effective Year Built	Effective 1995
Construction Type	Wood
Lot Area	7,754 sqft (0.178 acres)
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	Wall Unit
Heating System	Floor/Wall Furnace

Location & Zoning

Street Address	406 E 5TH ST, A
City	WATSONVILLE
State	CA
Zip	95076-4397
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Legal Subdivision	J WATERS
Legal Lot Number	86
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1028
Census Tract	110201

Owner

Source: Santa Cruz County records · APN 018-551-01

Assessment roll updated August 19, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on File
Mailing Address	514 CALABASAS RD, WATSONVILLE, CA 95076-0412
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Aug 04, 2026	Deed of Trust, Mortgage · Conventional Mortgage NONE LISTED ON DOCUMENT
Mar 11, 2026	Intrafamily Transfer, Transfer
Oct 23, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
May 14, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Dec 27, 2024 · Amount on Record
Deed Sale	Dec 27, 2024 · Amount on Record
Prior Sale	Oct 07, 2016 · Amount on Record
Deed Document Number	202425991
Record Updated	Sep 20, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 04, 2026
Document Number	0000017563
Instrument Date	Aug 04, 2026
Instrument	202617563
Transaction Type	Mortgage
Record Updated	Aug 20, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust, 221

Mortgage

Document Number	0000017563,
Date	Aug 04, 2026
Instrument	202617563

Lender

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months

Interest

Rate	6.49%
Max Rate	-1%

March 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 11, 2026
Property Address	642 LINCOLN ST APT 2, 2, WATSONVILLE, CA 95076-4369
Document Number	0000005364
Map Reference	VOL 5 PG 88
Instrument Date	Feb 25, 2026
Instrument	2026-0005364
Transaction Type	Transfer
Record Updated	Mar 30, 2026

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	514 CALABASAS RD, WATSONVILLE, CA 95076-0412

October 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Oct 23, 2019
Property Address	406 E 5TH ST APT A, A, WATSONVILLE, CA 95076-4397
Document Number	0000032652
Instrument Date	Oct 18, 2019
Instrument	32652
Transaction Type	Transfer
Record Updated	Nov 08, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	30 YOUNG ST ASHEVILLE NC 288011760, ASHEVILLE, NC 28801-1760

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 14, 2019
Property Address	406 E 5TH ST APT A, A, WATSONVILLE, CA 95076-4397
Document Number	0000012865
Instrument Date	Feb 19, 2019
Instrument	12865
Transaction Type	Transfer
Record Updated	May 30, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	514 CALABASAS RD WATSONVILLE CA 950760412, WATSONVILLE, CA 95076-0412

Tax Assessment & Valuation

Source: Santa Cruz County records · Assessment roll updated August 19, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,268,476 (+2%) Land $523,331 Building $745,145
2025	$15,826.00 (+10.78%)	$1,243,605 (+4.04%) Land $513,070 Building $730,535
2024	$14,286.00 (+1.51%)
2023	$14,073.00 (+1.76%)	$1,195,314 Land $493,147 Building $702,167	$1,918,260
2022	$13,829.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Cruz County (06087C), updated July 10, 2019 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 060871102011, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 823 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
AT&T	Fiber	5,000 / 5,000
Spectrum	Cable	1,000 / 1,000
Cruzio Internet	Fixed Wireless (unlicensed)	1,000 / 1,000
Razzolink	Fixed Wireless (unlicensed)	500 / 250
Verizon	Fixed Wireless	300 / 20
Etheric Communications, LLC.	Fixed Wireless (licensed-by-rule)	250 / 100
T-Mobile USA	Fixed Wireless	100 / 20
AT&T	DSL	100 / 20

May also be available at this address: Spectrum, California Internet. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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