406 E 51st St, Indianapolis, IN 46205 Property Records

Marion County property record for 406 E 51st St, Indianapolis, IN 46205

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 2,526 sqft · built 1920
Lot Size	0.117 acres (5,097 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Aug 2026)
Tax Bill	$4,888 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`49-06-12-110-024.000-801`

Property Details

APN / Parcel Number

Primary APN	`49-06-12-110-024.000-801`
Alternative APN	`8009479`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	7 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	2,526 sqft Living Area
Gross Area	4,470 sqft
1st Floor Area	2,526 sqft
Upper Floors Area	1,256 sqft
Attic	Attic
Attic Area	1,224 sqft
Basement Area	720 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1920
Effective Year Built	Effective 2001
Construction Type	Frame
Foundation Type	No Foundation
Roof Material	Asphalt
Lot Area	5,097 sqft (0.117 acres)
Lot Dimensions	127 ft deep x 40 ft wide
Garage Type	Detached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Shed	1 Shed
Shed Area	96 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Hot Water
Sewer	Connected

Location & Zoning

Street Address	406 E 51ST ST
City	INDIANAPOLIS
State	IN
Zip	46205-1023
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CENTRAL AVENUE HEIGHTS PT L13 BEG 15 W OF NE COR;40 NL X 126.8 WL
Legal Subdivision	CENTRAL AVENUE HEIGHTS PT
Legal Lot Number	13
Jurisdiction	MARION IN
Township / Civil Division	WASHINGTON
Census Block Group	3
Census Block	3000
Census Tract	322300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the North Pennsylvania Street Historic District listed 2023 · 888 contributing resources · NRIS 100009591

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Marion County records, as of September 4, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	406 E 51ST ST, INDIANAPOLIS, IN 46205-1023
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2026	Warranty Deed, Transfer · Conventional Mortgage ROCKET MORTGAGE LLC
Mar 25, 2021	Deed of Trust, Mortgage · VA Mortgage CALIBER HOME LOANS INC
Dec 13, 2019	Deed of Trust, Mortgage · VA Mortgage VETERANS UNITED HM LNS
Nov 26, 2018	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2026 · Amount on Record
Deed Sale	Aug 21, 2026 · Amount on Record
Prior Sale	Nov 26, 2018 · Amount on Record
Deed Document Number	202673653
Record Updated	Oct 29, 2026

August 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Aug 21, 2026
Property Address	406 E 51ST ST, INDIANAPOLIS, IN 46205-1023
Document Number	0000073653
Instrument Date	Jun 5, 2026
Instrument	202673653
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	406 E 51ST ST, INDIANAPOLIS, IN 46205-1023

Mortgage

Document Number	0000073654,
Date	Aug 21, 2026
Instrument	202673654

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	406 E 51ST ST, INDIANAPOLIS, IN 46205-1023
Transaction Type	Mortgage
Record Updated	May 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039887
Date	Mar 25, 2021
Instrument	A202100039887

Lender

Name	CALIBER HOME LOANS INC
Type	Funding / Finance Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2051

Interest

Rate Type	Fixed Rate

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARION IN
Property Address	406 E 51ST ST, INDIANAPOLIS, IN 46205-1023
Document Number	0000129804
Instrument Date	Dec 13, 2019
Transaction Type	Mortgage
Record Updated	Jan 15, 2020
Title Company	FIRST TITLE, FIRST TITLE/IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 E 51ST ST INDIANAPOLIS IN 462051023, INDIANAPOLIS, IN 46205-1023

Mortgage

Document Number	0000129804
Date	Dec 26, 2019
Instrument	129804

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 25, 2049

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARION IN
Recording Date	Nov 26, 2018
Property Address	406 E 51ST ST, INDIANAPOLIS, IN 46205-1023
Document Number	0000118898
Instrument Date	Nov 2, 2018
Instrument	118898
Transaction Type	Transfer
Record Updated	Dec 12, 2018
Title Company	FIRST TITLE INC/IN

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	406 E 51ST ST INDIANAPOLIS IN 462051023, INDIANAPOLIS, IN 46205-1023

Mortgage

Document Number	118899
Date	Nov 26, 2018
Instrument	118899

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 25, 2048

Tax Assessment & Valuation

Source: Marion County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Marion County
County Subdivision	Washington Township
Consolidated City	Indianapolis City
Unified School District	Indianapolis Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,888.00 (+1.05%)	$431,300 (+4.76%) Land $56,000 Building $375,300	$431,300 (+4.76%) Land $56,000 Building $375,300
2023	$4,837.00 (-2.38%) Homeowner's exemption	$411,700 (-1.51%) Land $56,000 Building $355,700	$411,700 (-1.51%) Land $56,000 Building $355,700
2022	$4,955.00 (+16.1%) Homeowner's exemption	$418,000 Land $33,500 Building $384,500	$418,000 Land $33,500 Building $384,500
2021	$4,268.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITIZENS WATER - INDIANAPOLIS serves 880,345 people · EPA ID IN5249004
Water Source	Surface water
Last State Inspection	May 2024
Lead	3 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 801 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20

May also be available: Xiber.

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