406 E 4th St, Cortez, CO 81321 Property Records

Montezuma County property record for 406 E 4th St, Cortez, CO 81321 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms1 Baths
Year BuiltBuilt 1984
Square Footage864 sqft Total Area
Lot Size7,100 sqft (0.163 acres)
OccupancyOwner Occupied
Last Sale$55,000 (2000)
Tax Bill$728.00 (2025)

Owner

Source: Montezuma County records · APN R010115

Assessment roll updated March 24, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address406 E 4TH ST, CORTEZ, CO 81321-3920
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Feb 12, 2021Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS LLC
Jan 07, 2019Deed of Trust, Mortgage · Conventional Mortgage
QUICKEN LOANS INC

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 26, 2000 · Amount on Record
Deed SaleMay 26, 2000 · Amount on Record
Deed Doc Number2000488291
Record RefreshedJun 08, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address406 E 4TH ST, CORTEZ, CO 81321-3920
Transaction TypeMortgage
Record UpdatedMay 23, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000635026
DateFeb 12, 2021
Instrument635026
Lender
NameQUICKEN LOANS LLC
TypeMortgage Company
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 01, 2051

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEZUMA CO
Property Address406 E 4TH ST, CORTEZ, CO 81321-3920
Transaction TypeMortgage
Record UpdatedMay 23, 2023
Title CompanyTITLE SOURCE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000620935
DateJan 07, 2019
Instrument620935
Lender
NameQUICKEN LOANS INC
TypeLending Institution
AddressDETROIT, MI 48226
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJan 01, 2049

Tax Assessment & Valuation

Source: Montezuma County records · Assessment roll updated March 24, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateColorado
CountyMontezuma County
MunicipalityCortez City
Unified School DistrictMontezuma-Cortez School District RE-1 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$728.00 (+68.52%)$14,438 (+71.57%) Land $1,469 Building $12,969$181,381 (+71.56%) Land $18,460 Building $162,921
2024$432.00 (+9.92%)$8,415 (-34.22%) Land $1,628 Building $6,787$105,726 (-34.22%) Land $20,456 Building $85,270
2023$393.00 (-11.49%)$12,793 (+39.16%) Land $2,475 Building $10,318$160,726 (+39.17%) Land $31,098 Building $129,628
2022$444.00$9,193 Land $1,130 Building $8,063$115,493 Land $14,200 Building $101,293

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Montezuma County (08083C), updated September 26, 2008 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APNR010115
Alternative APN
  • 561126418008

Interior

Bedrooms2 Beds
Full Baths1 Baths
Building Area864 sqft Total Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1984
Effective Year BuiltEffective 1984
Architectural StyleRanch Style
Exterior MaterialAluminum/Vinyl Exterior
Construction TypeFrame Construction
Foundation TypeNo Foundation Foundation
Roof ConstructionGable Roof Construction
Roof MaterialComposition Shingle Roof
Lot Area7,100 sqft (0.163 acres)
Garage Area288 sqft Garage

Utilities and HVAC

Heating SystemBaseboard Heating
Heating FuelElectric Heating Fuel
SewageMunicipal Sewage

Location & Zoning

Account NumberR010115
Street Address406 E 4TH ST
CityCORTEZ
StateCO
Zip81321-3920
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISION: FR COFFINS ADD LOT: 21-24 BLOCK: 23 E/2 OF LOTS 21-24; B554 P782 B625 P809 B680 P392 R/488288-89 R/488291
Legal SubdivisionFR COFFINS ADD
Legal Block23
Legal Lot Number21-24
JurisdictionMONTEZUMA CO
Minor Civil DivisionCORTEZ
Census Blockgroup2
Census Block2038
Census Tract969400

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