406 E 3rd St, Port Clinton, OH 43452 Property Records

Ottawa County property record for 406 E 3rd St, Port Clinton, OH 43452

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,274 sqft · built 1890
Lot Size0.066 acres (2,879 sqft)
OwnerIndividual Name on Record
Last Sale$48,000 (Feb 2019)
Tax Bill$1,245 (2025)
Deeds & MortgagesApr 2021 Line of Credit
Feb 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN021-17083-23041-000

Property Details

APN / Parcel Number

Primary APN021-17083-23041-000
Alternative APN
  • 035378-0

Interior

Bedrooms3 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,274 sqft Living Area
1st Floor Area890 sqft
Upper Floors Area384 sqft

Exterior

Year BuiltBuilt 1890
Effective Year BuiltEffective 1890
Exterior MaterialAluminum/Vinyl
Foundation TypeRaised
Lot Area2,879 sqft (0.066 acres)
Lot Dimensions72 ft deep x 40 ft wide
Garage Area396 sqft
Parking Spaces1 Parking Space
PorchSlab
Porch Area222 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number035378-0
Street Address406 E 3RD ST
CityPORT CLINTON
StateOH
Zip43452-1131
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionBLK 15 LOT 6 W 10FT N 72FT & E 30FT N 72FT LOT 7 ORIGINAL
Legal Block15
Legal Lot Number6-7
JurisdictionOTTAWA OH
Township / Civil DivisionPORT CLINTON
Census Block Group1
Census Block1006
Census Tract50500

Owner

Source: Ottawa County records, as of September 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address8638 W PORTAGE RIVER SOUTH RD, OAK HARBOR, OH 43449-9612
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Apr 19, 2021Deed of Trust, Mortgage · Line of Credit
THE FIRST NATIONAL BANK OF BELLVILLE
Feb 15, 2019Warranty Deed, Transfer · Conventional Mortgage
WELLS FARGO BANK NA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 15, 2019 · Amount on Record
Deed SaleFeb 15, 2019 · Amount on Record
Prior SaleApr 2, 2004 · Amount on Record
Deed Document Number2019283025
Deed Book / Page1709 / 562
Record UpdatedOct 29, 2026

April 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOTTAWA OH
Property Address406 E 3RD ST, PORT CLINTON, OH 43452-1131
Transaction TypeMortgage
Record UpdatedMay 5, 2022
Title CompanyHARTUNG TITLE ORDER

Transferred To (Grantee/Buyer)

NameVerified Name
Address8638 W PORTAGE RIVER SOUTH RD, OAK HARBOR, OH 43449-9612

Mortgage

Document Number0000305764
DateApr 19, 2021
Book Page1834/199
Instrument2021-305764
Lender
NameTHE FIRST NATIONAL BANK OF BELLVILLE
TypeBank
AddressBELLEVUE, OH 44811
Agreement
TypeLine of Credit
AmountAmount Recorded
Term240 Months
DueApr 15, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

February 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOTTAWA OH
Recording DateFeb 15, 2019
Property Address406 E 3RD ST, PORT CLINTON, OH 43452-1131
Document Number0000283025
Book / Page1709 / 0562
Instrument DateFeb 15, 2019
Instrument201900283025
Transaction TypeTransfer
Record UpdatedMay 5, 2022
Title CompanyHARTUNG TITLE ORDER

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address8638 W PORTAGE RIVER SOUTH RD, OAK HARBOR, OH 43449-9612

Mortgage

Document Number0001709564
DateFeb 15, 2019
Instrument1709/564
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2049

Tax Assessment & Valuation

Source: Ottawa County assessment roll, as of April 20, 2026

Property Jurisdictions

TypeName
StateOhio
CountyOttawa County
MunicipalityPort Clinton City
Unified School DistrictPort Clinton City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,245.00 (-1.97%)$35,767 (-) Land $7,242 Building $28,525
2024$1,270.00 (+14.83%)$35,767 (+27.14%) Land $7,242 Building $28,525$102,190 (+27.13%) Land $20,690 Building $81,500
2023$1,106.00 (-1.07%)$28,133 (-) Land $4,137 Building $23,996
2022$1,118.00$28,133 Land $4,137 Building $23,996
2021$80,380 Land $11,820 Building $68,560

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 30, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims3 (2018–2023)
Claims Outside the SFHA1 of 3
Most Recent ClaimAug 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPORT CLINTON CITY
serves 6,500 people · EPA ID OH6203211
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 493 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Omni Fiber
Fiber
10,000 / 10,000
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
Amplex Wireless
Fixed Wireless
100 / 20

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