Cabarrus County property record for 406 E 3rd St, Kannapolis, NC 28083 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 2 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1980 |
| Square Footage | 1,152 sqft Living Area |
| Lot Size | 7,526 sqft (0.173 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $103,000 (2017) |
| Tax Bill | $1,993.00 (2025) |
| Primary APN | 5614 80 5660 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Baths |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,369 sqft Gross Area |
| 1st Floor | 1,152 sqft 1st Floor |
| Stories | 1 Stories |
| Primary Flooring | Vinyl/Resilient Flooring |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1980 |
| Exterior Material | Aluminum/Vinyl Exterior |
| Roof Construction | Gable Roof Construction |
| Roof Material | Composition Shingle Roof |
| Lot Area | 7,526 sqft (0.173 acres) |
| Depth X Width | 106 ft x 71 ft Depth x Width |
| Porch Area | 217 sqft Porch |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Account Number | 115840 |
|---|---|
| Street Address | 406 E 3RD ST |
| City | KANNAPOLIS |
| State | NC |
| Zip | 28083-3500 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LT 16 KANNAPOLIS |
| Legal Subdivision | A L BROWN HIGH SCHOOL |
| Legal Lot Number | 16 |
| Jurisdiction | CABARRUS NC |
| Minor Civil Division | 4, KANNAPOLIS |
| Census Blockgroup | 1 |
| Census Block | 1021 |
| Census Tract | 40800 |
Source: Cabarrus County records · APN 5614 80 5660
Assessment roll updated September 23, 2025 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 406 E 3RD ST, KANNAPOLIS, NC 28083-3500 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jun 19, 2026 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CREDIT UNION |
| Nov 06, 2023 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| May 19, 2017 | Warranty Deed, Transfer STATE EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 19, 2017 · Amount on Record |
| Deed Sale | May 19, 2017 · Amount on Record |
| Prior Sale | Oct 08, 2009 · Amount on Record |
| Deed Doc Number | 201712497-0024 |
| Deed Book / Page | 12497 / 24 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | Jun 19, 2026 |
| Property Address | 406 E 3RD ST, KANNAPOLIS, NC 28083-3500 |
| Document Number | 0000014610 |
| Book / Page | 18047 / 1 |
| Instrument Date | Jun 16, 2026 |
| Instrument | 202614610 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | LENDER RECORDING SERVICES |
| Name | Verified Name |
|---|---|
| Address | 406 E 3RD ST, KANNAPOLIS, NC 28083-3500 |
| Document Number | 0000014610, |
|---|---|
| Date | Jun 19, 2026 |
| Book Page | 18047/1 |
| Instrument | 202614610 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5% |
| Initial Type | Adjustable Rate |
| Adjustable | Document includes a rider for adjustable-rate mortgage with a specific rate change date. |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CABARRUS NC |
| Property Address | 406 E 3RD ST, KANNAPOLIS, NC 28083-3500 |
| Transaction Type | Mortgage |
| Record Updated | Nov 15, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0016708293 |
|---|---|
| Date | Nov 06, 2023 |
| Book Page | 16708/293 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CABARRUS NC |
| Recording Date | May 19, 2017 |
| Property Address | 406 E 3RD ST, KANNAPOLIS, NC 28083-3500 |
| Document Number | 1249724 |
| Book / Page | 012497 / 000024 |
| Instrument Date | May 19, 2017 |
| Instrument | 12633 |
| Transaction Type | Transfer |
| Record Updated | May 30, 2017 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 406 E 3RD ST KANNAPOLIS NC 280833500, KANNAPOLIS, NC 28083-3500 |
| Document Number | 1249727 |
|---|---|
| Date | May 19, 2017 |
| Book Page | 012497/000027 |
| Instrument | 12634 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | May 18, 2047 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.5% |
Source: Cabarrus County records · Assessment roll updated September 23, 2025 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Cabarrus County |
| Municipality | Kannapolis City |
| Unified School District | Kannapolis City Schools (KG - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,993.00 (+41.75%) | $175,530 (+71.05%) Land $44,000 Building $131,530 | |
| 2024 | $175,530 (+71.05%) Land $44,000 Building $131,530 | ||
| 2023 | $1,406.00 | $102,620 Land $32,000 Building $70,620 | $102,620 Land $32,000 Building $70,620 |
Source: FEMA National Flood Hazard Layer, Cabarrus County (37025C), updated July 1, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
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